The foundation as a rock in the surf – value preservation and tax relief via the foundation

Rate this post Foundations have existed in Germany for centuries. Some of them still exist today and have survived wars, recessions, banking crises, changes of government and other events. Many assets – such as works of art, collections, buildings with land – could be preserved for posterity with the help of a foundation. The topic […]

Inheritance is becoming more expensive: Trust foundation as a progressive and flexible solution for doctors

Rate this post Johannes Fiala, Frank M. Strobelt Medium-sized entrepreneurs – including many doctors, dentists and pharmacists – are currently facing a variety of problems for which they urgently need efficient solutions: According to calculations by the Institute for SME Research, over 300,000 family businesses are facing a change of ownership in the next few […]

Finance and risk Control

Planvoll und kontrolliert zu mehr Vermögen Das eigene Vermögen planvoll und zukunftsorientiert zu betreuen sowie wertsteigernd und risikooptimiert anzulegen, erfordert ein Höchstmaß an Wissen und Zeit. Nicht jeder, der es zu einem gewissen Vermögen gebracht hat, ist auch ein Finanz- oder Controlling-Experte und so empfiehlt es sich, unabhängige Expertise  und externes Know-How mit ins Boot zu holen, um optimale […]

How the self-employed can take out statutory insurance

Rate this post In the case of the Federal Social Court, the owner of a clothing chain was to be treated only as a “part-time self-employed person” after he had received a widower’s and standard old-age pension, so that in future he would not have to pay the higher voluntary contributions but only compulsory contributions […]

Veröffentlicht unter Allgemein Schlagwörter ,

How the self-employed can take out statutory insurance

Rate this post In the case of the Federal Social Court, the owner of a clothing chain was to be treated only as a “part-time self-employed person” after he had received a widower’s and standard old-age pension, so that in future he would not have to pay the higher voluntary contributions but only compulsory contributions […]

How the self-employed can take out statutory insurance

Rate this post In the case of the Federal Social Court, the owner of a clothing chain was to be treated only as a “part-time self-employed person” after he had received a widower’s and standard old-age pension, so that in future he would not have to pay the higher voluntary contributions but only compulsory contributions […]

PKV: Unmögliche Flucht vor steigenden Beiträgen

Rate this post Zur Teuerung in der PKV trägt vieles bei. Beispielsweise Umlagen zur Quersubventionierung für den Basis-, Standard- und Notlagentarif. Wer seine PKV vor dem 01.01.2009 abgeschlossen hat kann auch in den Standardtarif wechseln – die anderen nur in den Basistarif. Auch das fehlende Kündigungsrecht des Versicherers (VR) bei Beitragsverzug verteuert die PKV. Ebenso […]

Design pitfalls in the case of subscription rights in direct insurance

Rate this post Liability of insurance companies, agents and insurance brokers for faulty design   Insurance brokers have always had a particularly heavy responsibility towards their customers. In the German Insurance Contract Act (VVG), the legislator has expressly defined the liability of the insurance intermediary in §§ 59 ff. VVG.   Obligation to pay contributions […]

Planning replaces chance with error

Rate this post Death, divorce and insolvency – What happens to life insurance? Some policyholders (VN) decide too late that they would like to change the subscription right of a life insurance policy(ies). If the policyholder instructs his broker to make the change, it is important that this is regularly done in writing in accordance […]

Veröffentlicht unter Allgemein Schlagwörter

Planning replaces chance with error

Rate this post Death, divorce and insolvency – What happens to life insurance? Some policyholders (VN) decide too late that they would like to change the subscription right of a life insurance policy(ies). If the policyholder instructs his broker to make the change, it is important that this is regularly done in writing in accordance […]