The real estate GmbH as a supposedly clever tax saving idea

– Why smart private investors should give it a wide berth? – But woe, woe, woe! When I look at the end!!! (Wilhelm Busch, 1865)   Asset-managing LLCs are among the top topics of numerous podcasts penned by experts and professors. This construction is advertised, for example, with the fact that only 15% corporate income […]

Book tips Fiala, Financial investments for wards and persons under guardianship

Bundesanzeiger publishing house, Cologne 2004, 29.80 EURO, ISBN 3-89817-399-2 The book provides a practical account of the law of ward money. Investment instruments, investment objectives as well as liability risks and consequences are explained in an understandable and well-founded manner. (bv-aktuell Nov 2005, 24) Courtesy of www.bvkm.de.

Design and alternatives to group insurance even without broker licensing

If providers of group insurance contracts, such as associations and companies, pursue their own monetary interest with their offer, they may require registration as insurance intermediaries. How group insurance policies can be designed and, if necessary, alternatives can be created, even if the intermediary license according to § 34 GeWo is missing.   Insurance company […]

Forced renovation

How expensive will the dream of home ownership For many people, the dream of owning their own home is a lifelong goal and an integral part of private wealth accumulation. Hardly any other investment symbolizes security, stability and the realization of personal dreams as much as a home of one’s own. Often, the path to […]

Load balancing 2.0

Burden sharing at the expense of all Crisis, crisis, crisis, who will finance our next crisis. The past few years have been unmistakably crisis years for just about everyone. Financially as well as emotionally, the consequences and repercussions of the “refugee crisis”, ” Corona crisis “, “financial crisis”, inflation and economic crisis are still to […]

Dubai asset investment

Mecca of the rich and beautiful Dubai, with its capital Dubai City, is probably the best known emirate in the United Arab Emirates and certainly the most notorious. Time and again, the small princely state attracts attention with controversial topics such as the investment of assets in Dubai, the casual treatment of women’s and human […]

Digital Nomad – Digital Nomad

From Paraguay to the world: More and more often we hear in the media about digital nomads, people who spend their lives traveling or on the most beautiful beaches in the world. The livelihood is apparently earned on the side on the laptop, always on the go and always sunshine. The digital nomad puts an […]

Direct insurance: Weak financial test

Flexibility and guaranteed pension levels alone are important to Finanztest in determining the best direct insurance policies for employees. This shows serious weaknesses, because important criteria are missing. Why the IVFP rating helps brokers more. published on www.procontra.de on 23.08.2022 by Mr. Detlef Pohl Link: www.procontra-online.de/artikel/date/2022/08/direktversicherung-schwacher-finanztest/

In the future, not even the contributions of the direct insurance are guaranteed at the beginning of the pension.

– When the employer alone is liable for the equal value of deferred compensation? –   2022 the value equality of the direct insurance (DV) ends In the future, it will be highly questionable whether the sum of the contributions paid in or converted will be “equal in value” at the end of the savings […]

Pension commitment and insolvency

Insolvency application risk for pension commitments The so-called pension commitment or direct commitment is a common and extremely popular pension provision concept for managing directors, especially in medium-sized companies. Thousands of times thought of as a retirement provision for leading employees, this “tax savings model” was gladly recommended by tax consultants all over Germany and […]