Flexibility and guaranteed pension levels alone are important to Finanztest in determining the best direct insurance policies for employees. This shows serious weaknesses, because important criteria are missing. Why the IVFP rating helps brokers more. published on www.procontra.de on 23.08.2022 by Mr. Detlef Pohl Link: www.procontra-online.de/artikel/date/2022/08/direktversicherung-schwacher-finanztest/
– When the employer alone is liable for the equal value of deferred compensation? – 2022 the value equality of the direct insurance (DV) ends In the future, it will be highly questionable whether the sum of the contributions paid in or converted will be “equal in value” at the end of the savings […]
– When the employer alone is liable for the equal value of deferred compensation? – 2022 the value equality of the direct insurance (DV) ends In future, it will be very questionable whether, at the end of the savings period – the deferral period, in the case of deferred compensation in the company pension […]
The Federal Court of Justice (BGH, ruling of 24.06.2015, file no. IV ZR 411/13) has already decided that the direct insurance policy of a shareholder-managing director can be seized despite an irrevocable subscription right with reservation of revocation until the so-called vesting with the GmbH, even in the event of his termination due to insolvency. […]
On the liability of insurance companies, agents and insurance brokers for incorrect design on the part of the legislator Insurance brokers have always had a particularly heavy responsibility towards their customers. In the German Insurance Contract Act (VVG), the legislator has expressly defined the liability of the insurance intermediary in §§ 59 ff. VVG. […]
When insolvency administrators collect insurance benefits for a supplementary distribution In the case of insolvency, a distinction is made between the actual insolvency proceedings and the subsequent good conduct phase lasting several years. Insurance benefits from private and company pension schemes (bAV), but also from term life insurance, can be paid out in both […]
The liability risks are enormous published in “Money & Law” Öko Test 6/2014, page 125
Liability of insurance companies, agents and insurance brokers for faulty design Insurance brokers have always had a particularly heavy responsibility towards their customers. In the German Insurance Contract Act (VVG), the legislator has expressly defined the liability of the insurance intermediary in §§ 59 ff. VVG. Obligation to pay contributions to statutory health […]
New ruling by the Hesse State Social Court (LSG) Many employees with direct insurance policies that used to be taxed at a flat rate are annoyed that social security contributions are due again afterwards on the payment of their additional old-age pension. As a result, for several years now the legislature has unexpectedly imposed on […]
