Private health insurance: emergency tariff ensures benefits in acute cases – even without payment of contributions.

Contribution saving in the private health insurance (PKV) with relief fund* – How not only standard and emergency tariff of the PKV must be improved. – Around 5% of those insured with private health insurance (UN) are in social tariffs (standard tariff, emergency tariff, basic tariff), with an upward trend.   In the emergency tariff, […]

How not only standard tariffs can be improved

Savings in private health insurance premiums with a provident fund / The emergency tariff makes it possible   Around 5% of those insured with private health insurance (UN) are in social tariffs (standard tariff, emergency tariff, basic tariff), with an upward trend. In the emergency tariff, private health insurance policyholders with substantial premium arrears are […]

Reform of sickness insurance for non-payers and the uninsured

– Advantages of a private health insurance (PKV) with vital transplant –   Experts believe that hundreds of thousands of citizens still do not have health insurance. Above all, the obligation to pay contributions plus – in the GKV – up to 60% interest annually, keeps affected persons from registering with their last insurance company […]

Private health insurance (PKV) at an economy price – for up to less than 100 euros per month

– How to save thousands of dollars every year with good nerves and advice? –   The “last chance for privately insured people” is advertised en masse on the Internet, through ads that lead to the tariff change broker. For a few thousand euros the premium is lowered, by a tariff change. Two horse feet […]

Insurance Law

Insurance law: inform in good time Nowadays, there is almost no aspect of life that cannot be covered by a insurance. The field of insurance law is broadly diversified and applies both in the area of private provision and in corporate risk minimization. Many insurances are almost regarded as basic equipment for a “carefree” life. […]

Insurance benefits and insurance premiums in the event of insolvency of the insurance customer

Insolvency creditors normally have to register their claims in the table and can immediately write off up to more than 90%. The rate is often just above zero. Nevertheless, there are numerous exceptions to the rule of how to get your money despite the insolvency of the debtor.   Maintenance obligations and intentional tort   […]

Voluntarily insured pensioners pay too high health insurance contributions

– How self-employed persons and pensioners are also transferred from pension schemes to compulsory insurance – Typically, (compulsory) members of the 89 professional pension schemes are either privately insured in old age (PKV) or voluntarily insured by the statutory health insurance system (GKV) at too high a price. However, this also frequently affects former self-employed […]

Statutorily insured without occupational abandonment

The most important information on compulsory health insurance and pension insurance for the self-employed The Federal Social Court (BSG, ruling of 29.07.2015, Ref. B 12 KR 4/13 R) ruled that the mere performance of duties as a body of a corporation (AG, GmbH) without further active involvement in the GmbH beyond that does not constitute […]

Compulsory insurance in KV and RV for self-employed persons

– How the self-employed can take out statutory insurance even if they do not have a job –   The Federal Social Court (BSG, ruling of 29.07.2015, Ref. B 12 KR 4/13 R) ruled that the mere performance of duties as a body of a corporation (AG, GmbH) without further active involvement in the GmbH […]

Contribution savings in the PKV with relief fund

Savings in private health insurance premiums with a provident fund / The emergency tariff makes it possible Around 5% of those insured with private health insurance (UN) are in social tariffs (standard tariff, emergency tariff, basic tariff), with an upward trend. In the emergency tariff, private health insurance policyholders with substantial premium arrears are “steered […]