– Products and concepts for formerly licensed intermediaries, brokers, tipsters and advisors – Investors lose up to more than €40 billion every year because they did not really understand the financial products sold to them – or were the victim of fraud. It is typical that even formerly unsuspicious competence bearers or their financial […]
– Why policyholders wrongly go away empty-handed in whole or in part in the event of a claim – In the past, many customers were notified of changes to the General Insurance Conditions (AVB) that were invalid. In some cases, the insurers (VR) were forbidden by the courts, under threat of punishment, to refer […]
For decades there has been the training as Financial-Planner (financial planner), Estate-Planner (succession planner) and for some years now as Generation Consultant with IHK certificate. Surely only the trainers will make money from this for the time being. At second glance, it is a guide to the violation of the Legal Services Act (RDG) and […]
– Why some asset protection leads to poverty or prison – It is common practice for credit institutions of all kinds and independent advisors to sell “private financial planning” to their clients. This may well cost a few thousand euros in fees – only for the time being, because the damage done in the […]
What benefits the policyholder can expect from the insurer Passive insurance The aim of the insurance cover is to keep the policyholder free from liability obligations (BGH NJW 1967, 2203). This will also include claims for injunctive relief and removal pursuant to Section 1004 of the German Civil Code, for example in the case of […]
Ineffective prohibition of the issuance of provisions for insurance policies*. The profit lies in purchasing Anyone who buys financial products from penny-pinchers, such as distributors with three or four letters, must reckon with the fact that particularly high commissions, fees and costs are included in the calculation. When it comes to life insurance, going to […]
How customers can save costs at banks and insurance companies? The profit lies in purchasing Anyone who buys financial products from penny-pinchers, such as distributors with three or four letters, must reckon with the fact that particularly high commissions, fees and costs are included in the calculation. When it comes to life insurance, going […]
A Rürup pension cannot be inherited, given away, sold or lent. If you have debts, you risk creditors seizing the Rürup assets you have saved up before your pension starts. And if the state would have to pay Hartz IV or court cost assistance, it allows him to deny the Rürup assets and to refer […]
Politically planned redistribution at the expense of the middle class Ten billion of taxpayers’ money for IKB, 18.2 billion for Commerzbank, soon 150 billion for Hypo Real Estate (HRE), etc. Hundreds of billions to pay off betting debts and ongoing bonuses for investment bankers. Whose money is being distributed? That’s right: the citizens’ money. […]
CONTENTS I. Liability in the event of delegation of tasks II. Particular gaps in cover for voluntary guardians III Further questions regarding adequate insurance cover arise for the professional guardian: Consequences of partnership, cooperation and office sharing No pecuniary loss insurance for lawyers and tax advisors in the case of commercial activity as guardian […]
