Rürup pension: Researcher criticizes high costs

The costs for commission and administration eat up a large part of the return on the Rürup pension, calculates a Chemnitz professor. The customer usually has no idea what is going on – the information in the product information sheets is going in the wrong direction.   Link: http://www.procontra-online.de/artikel/date/2017/10/ruerup-rente-forscher-bemaengelt-hohe-kosten/

Riester returns are far more rewarding for higher earners than for lower earners

– Which is why this also applies to the statutory pension as well as private pension insurances -.   A study by the Free University of Berlin dated 15 June 2015 describes the distribution effects of old-age pensions on different population groups. On the other hand, an expert of the Deutsche Rentenversicherung Bund (DRV) thinks […]

Retirement planning with annuity purchase instead of life insurance or sovereign wealth funds with cash cover

– How the state can ensure the efficiency of retirement planning for the middle class –   After 31 years of work, average earners will only receive a basic pension (social welfare level, with up to less than 758 euros per month) – low earners would have to work 63 years in social security for […]

Finance and risk control

More wealth in a planned and controlled manner The own assets in a planned and future-oriented management as well as value-enhancing and risk-optimized investment requires the highest degree of Knowledge and time. Not everyone who has achieved a certain level of wealth is also a financial or controlling expert , so it is advisable to […]

Federal Employment Agency: Chaos in the closure insurance

The hullabaloo in business closure insurance has been increased by the changing views of the Federal Employment Agency (BA) on the crediting of short-time work compensation – our research provides you with a clear picture: The BA now justifies the complete non crediting of insurance benefits:   versicherungstip’ recently uncovered an instruction sent to the […]

Interest fraud with system

How banks and credit institutions earn money with incorrect interest calculations We Germans are known beyond our national borders for our preference for cash and savings books. In a European comparison, we are the undisputed number one with a savings rate of approx. 17 %. Our confidence in saving seems to be unshakable and despite […]

Private opinion of an expert can not only prevent punishment in road traffic

– What is the effect of private expert opinions in criminal defence and civil lawsuits? –   The Chemnitz Regional Court (decision of 3 July 2018, file no. 2 Qs 241/18) decided – after an acquittal – that the costs of an anthropological expert opinion must also be reimbursed by the state treasury at the […]