Publications – Technical papers Fiala/Schramm, Insolvency risk of British life insurers when relocating to Ireland, ExpertenReport, issue 7/2019, pages 60-62 Fiala/Schramm, When are insurers no longer obliged to pay benefits or can reduce benefits?Expert Report, issue 3/2019, pages 56-58 Fiala/Schramm, No insurance coverage in case of refusal to pay protection money, ExpertenReport, issue 11/2018. Pages […]
More wealth in a planned and controlled manner The own assets in a planned and future-oriented management as well as value-enhancing and risk-optimized investment requires the highest degree of Knowledge and time. Not everyone who has achieved a certain level of wealth is also a financial or controlling expert , so it is advisable to […]
Your law firm in Munich Dear visitors, I am pleased to welcome you to my website and would like to take this opportunity to introduce myself and my office in beautiful Nymphenburg in Munich and to present our range of expertise to you in a transparent manner. For more than 25 years I have been […]
Acknowledgements: We would like to thank you for your kind support in creating the imprint:Attorney at Law Prof. Dr. Klaus Sakowski (www.sakowski.de), Main areas of activity: Computer and online law, commercial law as well as:Attorney at Law and Civil Engineer Sebastian Heene (www.justitia.com),Main areas of activity: Architectural and engineering law, civil building law, employment law. […]
Tax consultants are not infallible either The tax law in Germany is known to be one of the most complex and most comprehensive on this planet. In order not to get unloved mail from the tax office at some point, not only entrepreneurs and companies trust , but also increasingly private persons to the supportof […]
– Why is it that no one is harmed? – Reduction of pensions by pension funds and pension institutions Expectations regarding the level of benefits at pension institutions (PA) and pension funds (PK) have been steadily and foreseeably clouding over for many years. Section 314 of the Insurance Supervision Act (VAG) allows the Financial […]
The message in the COLLEGA Weekly Ticker 50/2017 shows that the current phase of low interest rates is also placing an enormous burden on the occupational pension schemes. The reader of COLLEGA-Wochen-Ticker, lawyer Dr. Johannes Fiala writes us about this: “As a private insurance company supervised by BaFin, Deutsche Steuerberater-Versicherung Pensionskasse des steuerberatenden Berufs VVaG […]
The split subscription right: The insurers’ solution for SMEs Mr. C., an insurance broker, appears and presents the entrepreneur with the following model: You won’t get any more money from the bank – from me you will get an infinite amount of liquidity, and this without any credit security whatsoever. Your bank will also […]
CONTENTS I. Liability in the event of delegation of tasks II. Particular gaps in cover for voluntary guardians III Further questions regarding adequate insurance cover arise for the professional guardian: Consequences of partnership, cooperation and office sharing No pecuniary loss insurance for lawyers and tax advisors in the case of commercial activity as guardian […]
The international financial crisis has reshuffled the cards in the credit poker. Basel II is tough and smart bankers are not naive. Creditworthiness is the key to liquidity! Otherwise, the dream of investment-led funding is shattered. Es ist kein Geheimnis, sobald sich internationale Finanzkrisen anbahnen, brechen für Unternehmen harte Zeiten an. Geldinstitute sind in Aufruhr. […]
