Faulty software attestations, certificates and attestations: Theses on the liability of the management or managers, as well as software houses, auditors and other alleged experts

A reply to Stritters Forum tips of 13.10.2007   Some business managers can be blinded by attestations, certificates and certifications when purchasing software: Not only the content with many ifs and buts, but especially the liability situation shows that these are regularly samples without value.   Manager liability Even from a medium-sized GmbH, the management […]

Warning against “fake auditor attestations” from Switzerland

Source : http://www.experten.ftd.de http://www.experten.de/NET/epn/12325.epnnews (by RA Fiala – https://www.fiala.de) From a German point of view, it is surprising that every baker or butcher in Switzerland is allowed to call himself an “auditor” (WP) or to found a fiduciary company. The professional title “Wirtschaftsprüfer” is not protected in Switzerland. Anyone who now wants to know whether […]

+++Warning against “fake auditor attestations” from Switzerland

Source : http://www.experten.ftd.de http://www.experten.de/NET/epn/12325.epnnews (from RA Fiala – https://www.fiala.de) From a German point of view it is surprising that every baker or butcher in Switzerland is allowed to call himself a “Wirtschaftsprüfer” (WP) or to found a Treuhand-AG. The professional title “Wirtschaftsprüfer” is not protected in Switzerland. Anyone who now wants to know whether a […]

Warning against “fake auditor attestations” from Switzerland

From a German point of view it is surprising that every baker or butcher in Switzerland is allowed to call himself a “Wirtschaftsprüfer” (WP) or to found a Treuhand-AG. The professional title “Wirtschaftsprüfer” is not protected in Switzerland. Anyone who now wants to know whether a confirmation comes from a “genuine” auditor can easily find […]

Empty hope: Beneficiary status through subscription rights in life insurance

The subscription right regulates who is entitled to the agreed benefit in the event of an insured event. Insured persons can determine their individual subscription rights in order to avoid disputes later on. Why can someone else become a beneficiary in case of doubt despite the subscription right?   Can subscription rights be revoked? The […]

The real estate GmbH as a supposedly clever tax saving idea

– Why smart private investors should give it a wide berth? – But woe, woe, woe! When I look at the end!!! (Wilhelm Busch, 1865)   Asset-managing LLCs are among the top topics of numerous podcasts penned by experts and professors. This construction is advertised, for example, with the fact that only 15% corporate income […]

Stress test by financial regulator leads life insurance company into insolvency

– What are the scenarios of settlement in insurance due to low interest rates ? –   Customers of life insurers are shaken: on 16.12.2014, the business press reported that a Swiss life insurer had now filed for insolvency, and had become a victim of low interest rates. The 13,000 policies were taken over by […]

Roulette in life and pension insurance entitlements

– When assets go to the wrong beneficiary on death -.   The race between heirs and beneficiaries in the event of death Even in the normal case of a revocable subscription right, a notification from the insurer to the beneficiary is still required after the death of the policyholder, according to which the beneficiary […]

Reversal of closed participations and life insurances through rescission, revocation and termination?

– How capital investors can be deceived systematically also by “money back! order” –   Current BGH ruling on the invalidity of “money-back orders The Federal Court of Justice (BGH. Judgment of 11.12.2013, Ref. IV ZR 46/13) ruled that the purchase of “used” life insurance policies is null and void unless it is a genuine […]

Professional asset protection – asset protection for medium-sized companies in practice

– Legal management of insolvency risks in occupational and private pension schemes –   The private and occupational pensions of the self-employed are particularly at risk in the event of their own insolvency. This is also confirmed by a new ruling of the Federal Court of Justice[1] (BGH) according to which Rürup/basic pensions can be […]