…to be denied a return to the SHI system?

EC Regulation No 1408/71 of 14 June 1971 facilitates withdrawal from private health insurance (PKV)   Anyone wishing to change their health insurance (KV) has a difficult time, because without new insurance cover, the cancellation will not be effective with the previous KV. This applies especially to people who are 55 years old or older, […]

The profession and remuneration of finance and insurance brokers in transition due to regulation

Selected challenges and megatrends in financial services distribution   The image of financial services sales of credit institutions and insurers has been suffering for years, especially due to TV documentaries about dubious business models or manipulation of interest rates, share prices and commodity prices. Product providers are also in the pillory, for example when up […]

Failure of the leadership

Scenarios of sudden entrepreneurial succession Succession arrangements at the top of companies are often well planned, especially in medium-sized businesses. However, accidents, illness or death can put a spanner in the works. In the following article, lawyer Dr. Johannes Fiala has therefore dealt with suitable written solutions, but above all with corresponding scenarios. The author […]

So I take precautions

Serious illness or death can suddenly affect anyone and at any time – even at a young age, by oneself or in one’s personal environment. Therefore, make the right provisions today, so that in the event of an “emergency” you will have certainty about your circumstances! In the form sheets you enter completely the data […]

Sudden death or accident

For people who invest almost all their assets in a company and family businesses, wealth issues are about preserving substance and targeted asset growth. This also includes planning for retirement and generational transfer, including in the event of a sudden accident or death. However, there are considerable deficits in the SME sector, the far larger […]

The case of the cases

What to do if the entrepreneur suddenly dies or has an accident? Particularly in medium-sized companies, there are often hardly any provisions for emergencies. DR. JOHANNES FIALA Planning for retirement and generational change, including in the event of a sudden accident or death, are topics in which small and medium-sized enterprises in particular have considerable […]