*by Dr. Johannes Fiala, lawyer (Munich), mediator (Univ.), MBA Financial Services (Univ.Wales), MM (Univ.), certified financial and investment advisor (A.F.A.), EC expert (C.I.F.E.), lecturer for civil and insurance law (Univ. of Cooperative Education), banker (www.fiala.de) and Peter A. Schramm, actuary DAV (Diethardt), graduate mathematician (Univ.), expert for actuarial mathematics, publicly appointed and sworn by the […]
*by Dr. Johannes Fiala, Lawyer (Munich), Mediator (Univ.), MBA Financial Services (Univ.Wales), MM (Univ.), Certified Financial and Investment Advisor (A.F.A.), EC Expert (C.I.F.E.), Lecturer in Civil and Insurance Law (Univ. of Cooperative Education), Banker (www.fiala.de) You can’t solve a problem with the same mindset that created it. (Albert Einstein) Also renowned offerers of closed participation […]
27.11.2006 Betriebsräte, Arbeitnehmer und Unternehmer tun gut daran, bei der betrieblichen Altersvorsorge sorgfältig vorzugehen. Man kann nämlich Fehler machen, die teuer zu stehen kommen können. Darauf wies uns ein Münchner Rechtsanwalt hin, der mit einer Gruppe von Experten über diese Fragen arbeitet. Mir waren diese Probleme nicht bewusst. Wir möchten die Betroffenen darauf hinweisen. Hier […]
Wage + Salary (September 2005)
*by Peter Schramm, expert and Johannes Fiala, lawyer Two decisions from 2005 will massively change the contracts of life insurers and the settlement practice in the future in favour of consumers: These are the BGH rulings of 12.10.2005 (Ref. IV ZR 162/03, 177/03, 245/03) and the Constitutional Court with its decision of 26.07.2005 (Ref. 1 […]
by Johannes Fiala, lawyer Once upon a time, that’s how most fairy tales begin. A long time ago, in 1984, the then CDU Federal Minister of Labour and Social Affairs, Dr. Norbert Blüm, announced that “our pensions are secure”. The pension funds are empty. The retirement age is currently set at 67 years of age. […]
The company pension scheme, curse, blessing or bonanza ? dmz – Deutsche Molkerei Zeitung (Issue 11 / June 2006, p.40-42) by Johannes Fiala, lawyer Once upon a time, that’s how most fairy tales begin. A long time ago, in 1984, the then CDU Federal Minister of Labour and Social Affairs, Dr. Norbert Blüm, announced that […]
Buko 2006 (from 07 – 10 September 2006) Numerous insurers, tax advisors and financial service providers reassure the entrepreneur with the statement ‘your company pension scheme is insolvency-protected’. Recent BGH rulings and the latest report of the Petitions Committee of the German Bundestag show: The insolvency administrator can collect and realise the reinsurance of the […]
*by Johannes Fiala, Lawyer (Munich), MBA Financial Services (Univ.Wales), MM (Univ.), Certified Financial and Investment Advisor (A.F.A.), EC Expert (C.I.F.E.), Banker (www.fiala.de) Safeguard assets and values by spreading them abroad There are many reasons to consider life insurance from Liechtenstein. The best known are bankruptcy privilege and insurance secrecy. Remarkable options are also available for […]
