The Bavarian State Social Court (LSG Munich, judgement of 03.06.2016, Ref. L 1 R 679/14) confirmed the determination of the insurance obligation of a pool broker in the statutory pension insurance. The pool broker had already been defeated in the lower court: “In its ruling of 9 May 2014, the SG dismissed the action. The […]
Artikel zum Thema: German Pension Insurance
Erroneous social security contributions : Still no unemployment benefit and no pension? – Experts estimate: over 1.5 million relatives as employees wrongly insured!
The legal system is becoming more and more complicated every year, also in social security. The area of wage tax and social security is probably as complex today as the taxation of the GmbH. Experts wonder whether the complexity has already taken the legal system to the limit of unconstitutionality? Contributions paid – […]
Sale and assignment of pension insurance policies before own insolvency
“Live today – save later” – this is often the motto when an annuity insurance policy is to be sold for a one-off payment. Some insurers offer this to their customers due to an emergency situation even if there is no longer a contractual legal claim to it after the start of the pension. On […]
Live better today – and rely on a snowball system in the future?
The subject of pensions is not easy, but it is enormously important for the future, no matter what stage of life you are currently in. Network-Karriere has asked the Munich lawyer Dr. Johannes Fiala and the pension specialist Dipl.-Math. Peter A. Schramm to prepare the most important facts: “Live today, save later” is often the […]
The late switch back to statutory health insurance and other alternatives
– Why the complete departure from private health insurance is questionable – A 55-year-old man reports to an actuarial expert after his private health insurance (PKV) has more than doubled its premiums within nine years, even though he has been insured for almost thirty years. The actuary replies, yes, I just calculated that for […]
The late switch back to statutory health insurance and other alternatives
A 55-year-old man reports to an actuarial expert after his private health insurance (PKV) has more than doubled its premiums within nine years, even though he has been insured for almost thirty years. The actuary replies, yes, I just calculated that for a client – around 8% annual increases are quite realistic, especially if you […]
Riester savers work to the benefit of creditors, insolvency administrators and social security funds in case of doubt
Contracts usually distrainable – contrary to the advertising of providers Financial houses, i.e. banks and insurance companies, and their lobbying associations claim in their advertising and in the training documents for their advisers and agents that the assets saved in Riester contracts cannot be seized. The opposite is true, as evidenced by a ruling of […]
As a rule, Riester contracts can be seized – contrary to the usual belief of financial institutions.
– Why Riester savers save for creditors, insolvency administration and social security funds in case of doubt – “We saw a light at the end of the tunnel. It was the oncoming intercity.” Financial houses, i.e. banks and insurance companies, and their lobbying associations claim in their advertising and in the training documents […]
Salaried freelancers must be regularly registered with the statutory pension insurance scheme
Judgment of the Federal Social Court in Kassel The Federal Social Court (judgements of 03.04.2014, Ref. B 5 RE 13/14 R, B 5 RE 9/14 R and B 5 RE 3/14 R) has ruled that dependent in-house lawyers are not entitled to exemption from statutory pension insurance pursuant to Section 6 I SGB VI. The […]
Loss of purchasing power, demographics and low interest rates destroy supply dreams
“The safest thing about the state pension is the pension gap.” (André Kostolany) If we compare the prospects of past and present pensioners with those of future generations of pensioners, we find that over the decades the legislator has roughly halved the provision via the German Pension Insurance Federation (DRV) in relation to the last […]