The state allows up to 20,000 euros per person and assessment year to be partially deducted as special expenses for tax purposes in the case of private old-age provision through basic pension contracts. The prerequisite for this is, for example, that an exclusion of realisation is contractually agreed. This is intended to guarantee the insolvency […]
Artikel zum Thema: German Pension Insurance
Dr. Johannes Fiala: Rüruprente can be seized and terminated
If the lecturer for civil law and insurance law at the Dual University of Baden-Württemberg, lawyer Dr. Johannes Fiala (53, photo – Dr. Fiala) from Munich, invites people to seminars where they learn how to secure their retirement provisions and assets from seizures, he usually expects specialist lawyer colleagues who advise entrepreneurs. “But almost no […]
How insurers’ lies harm small and medium-sized businesses by the millions
New ruling by the Federal Court of Justice (BGH): Attachment of Rürup pension possible at any time Insolvency security of the basic or Rürup pension? The state allows up to 20,000 euros per person and assessment year to be partially deducted as special expenses for tax purposes in the case of private old-age provision through […]
No, Mr. Customer: Your money isn’t gone – it’s just gone to someone else!
A Rürup pension cannot be inherited, given away, sold or lent. Those who have debts, on the other hand, risk beingss creditor seize and exploit the accumulated Rürup assets before retirement. And if the state would have to pay, for example, Hartz IV or court cost assistance, it can refuse this because of the […]
Tax and liquidity gifts for medium-sized companies
On 1 January 2007, the new capital adequacy guidelines for banks and investment firms, Basel II for short, will come into force. For many entrepreneurs it is therefore high time to deal with it, because with Basell II creditworthiness and liquidity are becoming more and more important for bank customers. When it comes to […]
Is your employed wife also affected?
No unemployment benefits or pension despite years of paying in? by RA Dr. Johannes Fiala* MUNICH – The legal system is becoming more complicated every year, including social security. The area of wage tax and social security is probably about as complex today as the taxation of the GmbH. Experts wonder whether the complexity has […]
Let the pants down properly
The new capital adequacy guidelines for banks and securities firms, Basel II for short, have been in force since 1 January 2007. For many camping entrepreneurs it is therefore high time to deal with it, because with Basel II creditworthiness and liquidity are becoming more and more important for bank customers. When it comes to […]
Tax and liquidity gifts 2007
The new capital adequacy guidelines for banks and investment firms, Basel II for short, came into force on 1 January 2007. For many entrepreneurs it is therefore high time to deal with it, because with Basel II creditworthiness and liquidity are becoming more and more important for bank customers. When it comes to lending, it […]
Experts estimate: over 1.5 million dependents wrongly insured at work
Wife works in the company – in case of emergency no unemployment benefit and no pension The legal system is becoming more and more complicated every year, also in social security. The area of wage tax and social security is probably as complex today as the taxation of the GmbH. Experts wonder whether the complexity […]
Entrepreneur-affiliates are threatened with the reclaim of the allowance
Only those who are compulsory members of the statutory pension insurance scheme are entitled to a Riester allowance. However, an estimated one million family members of small and medium-sized entrepreneurs who work with them mistakenly pay contributions to the statutory pension insurance scheme, even though they are not compulsory members. Experts estimate that five percent […]