“Fee-based advisors” instead of multiple agents, exclusivity or insurance brokers?

A megatrend with built-in incitement to – and liability for – tax evasion Dr. Johannes Fiala, Attorney at Law (Munich), MBA Financial Services (Univ.), MM (Univ.), Certified Financial and Investment Advisor (A.F.A.), Lecturer for Civil and Insurance Law (BA Heidenheim, Univ. of Cooperative Education), (www.fiala.de) and Dipl.-..Math. Peter A. Schramm, expert for actuarial science (Diethardt), […]

Discussion of the judgement of the BGH of 12.07.2007

The Federal Supreme Court (BGH) has clarified by judgement of 12.07.2007 that it is sufficient to hand over a prospectus to the capital investor instead of informing orally in person. This means a considerable reduction in workload. Dr. Johannes Fiala, Attorney at Law (Munich), MBA Financial Services (Univ.Wales), MM (Univ.), Certified Financial and Investment Advisor […]

Our lecturers – Dr. Johannes Fiala, Attorney at Law

Dr. Johannes Fiala (48) teaches civil law and insurance law in the insurance course. He also designs the lecture series “Liability Risks for Intermediaries” and is available to the course management with advice and assistance in all insurance law and also didactic questions. Dr. Fiala is one of the few lecturers who have had a […]

bAV: Insolvency administrator can collect and realise reinsurance of a pension commitment of the GGF!

Johannes Fiala, Attorney at Law (Munich), M.B.A. (Univ.Wales), M.M. (Univ.), Certified Financial and Investment Advisor (A.F.A.), Banker (www.fiala.de) At sales training courses it is often claimed that company pension schemes are protected against insolvency. Even an insolvency administrator cannot access this money of the managing partner (GGF) – in particular the reinsurance – if, for […]

Occupational pension schemes: U-funds without insolvency protection, up to 25 billion euros employer liability

by Johannes Fiala, Lawyer (Munich), M.B.A. (Univ.Wales), M.M. (Univ.), Certified Financial and Investment Advisor (A.F.A.), EC Expert (C.I.F.E.), Banker (www.fiala.de) The case ?XXX U-Kasse?: Once upon a time there was a U-Kasse in Ratingen, today you can only find the insolvency administrator on the Internet who is winding up this U-Kasse. The case went through […]