According to § 10 I No.3 EStG should since 2010 all Contributions to private health and long-term care insurance are fully tax-deductible as “other pension expenses”. However, this only applies in so far as it is proportionally a so-called basic insurance (basic health insurance and compulsory nursing care insurance). The Federal Fiscal Court (Bundesfinanzhof, BFH, […]
Optimal revocation for credit, capital investment and insurance When legal representation without an expert opinion is giving away pure money No one would accuse financial institutions, i.e. banks and insurers, of unlawful or dishonest behaviour if affected customers do not receive what they are actually entitled to after a revocation of credit and investment […]
Contribution notices of the statutory health insurance for supplementary benefits: What you have to pay attention to in order to keep the overview The current ruling of the Social Court of Dortmund of 22.01.2014 (Ref. S 39 KR 1585/13) led to the reimbursement of all additional contributions to the GKV levied by way of […]
Why the self-employed are often barred the way to low-cost health insurance in old age Self-employed people are lured away from statutory health insurance at a young age with reference to the lower contributions of private health insurance (PKV). Only with a lot of luck they do not find out only in old age […]
As in VM 12/09, the 14th part of the series deals with errors of so-called citizen relief calculators. Unfortunately, there are many errors in the calculators for the Citizens’ Relief Act (BEG). So even civil servants who claim not to pay health insurance contributions get tax savings! In the first example (right-hand mask), the unmarried […]
Intermediaries and employers are liable for failing to provide information to reduce social pensions – around €6 billion liability potential annually! Advertising for deferred compensation with tax and social security savings The conversion of remuneration is made palatable to the employee by advisors or intermediaries, above all because of the tax and social […]
Since 1 January 2002, all employees subject to pension insurance have the right to deferred compensation within the framework of a company pension scheme (bAV). Practically every employer must therefore deal with this issue in his own interest and in the interest of his employees and look for ways of implementing it in the best […]
VM No. 12/06 took a close look at what is happening in 2007 in the market for occupational pensions in general and with individual insurers in particular. The continuation will look at the case law in this area and say where there are still weaknesses and where the opportunities lie. Employers face a lawsuit for […]
