Do you want to create or restructure a pension commitment? Independent consultants accompany you from the idea to the realisation – competently and seriously. On the one hand, we offer objective assistance in the legal and economic restructuring of pension commitments as well as in the preparation of new pension commitments. On the other hand, […]

The trust foundation offers attractive advantages

You read and hear quite a lot about foundations in the media at the moment. For outsiders, it is not comprehensible at first glance that the charitable trust foundation in particular offers attractive benefits and efficient solutions to acute problems for citizens. The state explicitly acknowledges the commitment of donors with generous tax breaks and […]

Is your employed wife also affected?

No unemployment benefits or pension despite years of paying in? by RA Dr. Johannes Fiala* MUNICH – The legal system is becoming more complicated every year, including social security. The area of wage tax and social security is probably about as complex today as the taxation of the GmbH. Experts wonder whether the complexity has […]

Tax-neutral settlement of pension commitments in combination with an own charitable trust foundation

*by Dr. Johannes Fiala, lawyer (Munich), mediator (Univ.), MBA Financial Services (Univ.Wales), MM (Univ.), certified financial and investment advisor (A.F.A.), lecturer for civil and insurance law (BA Heidenheim, Univ. of Cooperative Education), banker ( and Andreas M. Bosl, management consultant (Pöcking/Starnberg) Managing Director of Mittelstands- Strategie-Beratung GmbH and owner of MBD Mittelstands-Beratungs-Dienst e.K. (www.mbdbav. de) […]

Occupational pension scheme: Employer liable in the event of incorrect advice

von Johannes Fiala is a lawyer (Munich), MBA Financial Services (Univ.Wales), MM (Univ.), certified financial and investment advisor (A.F.A.) and banker. Contact and more information at [2] Dipl.-Math. Peter A. Schramm is actuary DAV (Diethardt) and actuarial expert. Contact and further information at Employers and their associations are not yet sufficiently aware that […]

Professional financial planning

This way you will have your 2006 income and expenses safely under control!   Building a Comprehensive Financial Plan Professional private financial planning allows asset owners to answer many questions about their financial circumstances and private retirement planning. Financial planning identifies gaps in provision that may arise in retirement and helps to uncover and eliminate […]