The private health insurance has a legal obligation to provide advice if there is a recognisable reason – and even more so if there is an explicit request – § 6 VVG. This also includes “human care until the end of life”, for example through palliative and, if necessary, hospice treatment, as well as through […]
Artikel zum Thema: private health insurance
BAP 2018: New Private Health Insurance – Premium Increase and Other Premium Adjustments
published on health insurance company headquarters Link: https://www.krankenkassenzentrale.de/wiki/beitragsanpassung#urteil
Statutorily insured without occupational abandonment
The most important information on compulsory health insurance and pension insurance for the self-employed The Federal Social Court (BSG, ruling of 29.07.2015, Ref. B 12 KR 4/13 R) ruled that the mere performance of duties as a body of a corporation (AG, GmbH) without further active involvement in the GmbH beyond that does not constitute […]
Compulsory insurance in KV and RV for self-employed persons
– How the self-employed can take out statutory insurance even if they do not have a job – The Federal Social Court (BSG, ruling of 29.07.2015, Ref. B 12 KR 4/13 R) ruled that the mere performance of duties as a body of a corporation (AG, GmbH) without further active involvement in the GmbH […]
Private health insurance (PKV) cuts dental laboratory costs to the level of statutory health insurance
– Judgement LG Aachen: Private health insurance and privately insured persons often only owe statutory health insurance prices – Dentists joke about their patients “The earnings from a total renovation have been enough for generations to buy a new swimming pool”. However, a new ruling by the Aachen Regional Court (Ref. 11 O 367/10 […]
Aiding and abetting suicide with impunity?
Dr. Johannes Fiala and Dipl.-Math. Peter A. Schramm explain which consulting obligations the private health insurance and, if applicable, also brokers have with regard to euthanasia. There is a chance for contribution reductions in private health insurance through euthanasia: If the UN does not waste its assets on pointless treatments, even in the hope that […]
How the self-employed can take out statutory insurance
In the case of the Federal Social Court, the owner of a clothing chain was to be treated only as a “part-time self-employed person” after he had received a widower’s and standard old-age pension, so that in future he would not have to pay the higher voluntary contributions but only compulsory contributions to the statutory […]
Change tariffs and save
A private health insurance swallows up huge sums of money in old age – is the often heard accusation. That’s right! Unless you know all the tricks that can save thousands of euros in no time at all – or help you get back into the public purse, even if you are over 55. “Don’t […]
Liability for missing documentation, even in case of correct advice: Part 1
A recent ruling of the Higher Regional Court of Cologne of 26.02.2016 (Case No. 20 U 102/15) underlines the “obligation of the broker to inform the policyholder that the intended change to private health insurance (PKV) may affect the insurance cover of his or her spouse and the financial burdens associated with it”. The spouse […]
Private health insurance (PKV) must advise on medical euthanasia
– How a responsible private health insurance achieves stable contributions – A physician began his lecture on the subject of “Patient Will” with the words: “So, all those of you who are insured by the statutory health insurance (GKV) can now leave the hall – you will be left to die, because the GKV only […]