– When legal representation without an appraisal is giving away pure money -. No one would accuse financial institutions, i.e. banks and insurers, of unlawful or dishonest behaviour if affected customers do not receive what they are actually entitled to after a revocation of credit and investment or insurance contracts. Without an expert examination […]
Artikel zum Thema: private health insurance
The late switch back to statutory health insurance and other alternatives
A 55-year-old man reports to an actuarial expert after his private health insurance (PKV) has more than doubled its premiums within nine years, even though he has been insured for almost thirty years. The actuary replies, yes, I just calculated that for a client – around 8% annual increases are quite realistic, especially if you […]
Tax-privileged health support by employer without any private supplementary insurance at all
– Efficient employee retention through company sickness benefits – According to § 10 I No.3 EStG should since 2010 all Contributions to private health and long-term care insurance are fully tax-deductible as “other pension expenses”. However, this only applies in so far as it is proportionally a so-called basic insurance (basic health insurance and […]
Private health insurance: cheap was yesterday
www.versicherungsmagazin.de, Issue 05/2015
Tax benefits through sickness benefits
According to § 10 I No.3 EStG should since 2010 all Contributions to private health and long-term care insurance are fully tax-deductible as “other pension expenses”. However, this only applies in so far as it is proportionally a so-called basic insurance (basic health insurance and compulsory nursing care insurance). The Federal Fiscal Court (Bundesfinanzhof, BFH, […]
Lawsuits in financial cases – private expert opinions make sense because errors often go undetected
Optimal revocation for credit, capital investment and insurance When legal representation without an expert opinion is giving away pure money No one would accuse financial institutions, i.e. banks and insurers, of unlawful or dishonest behaviour if affected customers do not receive what they are actually entitled to after a revocation of credit and investment […]
The fairy tale of the better private health insurance (PKV)
– Advantages of the statutory health insurance (GKV), which insurance brokers conceal – A PKV insured gets his tumor on the neck, an optic nerve and half of his tongue removed. The subsequent proton therapy – costs up to more than 43 TEUR – may not be paid by the PKV. The employer’s […]
Private insurance becomes expensive
Health Insurance. For young craftsmen, switching to private health insurance seems lucrative. Caution: The rude awakening often comes for the self-employed at the end of their working life. published in Handwerk Magazin (03/2015)
Facilitated return to the statutory health insurance system
The new “Law for the elimination of social excessive demands in case of contribution debts in the health insurance” regulates a new obligatory follow-up insurance as an automatic voluntary continued insurance even after only one day of previous insurance, Sounds complicated, but it is actually quite simple. Anyone who legally leaves the previous compulsory […]
Statutory health insurance also for over 55-year-olds without 12 months of compulsory insurance
– A new regulation facilitates return to the statutory health insurance in old age -. The new “Law for the elimination of social excessive demands in case of contribution debts in the health insurance” regulates a new obligatory follow-up insurance as an automatic voluntary continued insurance even after only one day of previous insurance, […]