BAV-DOKTOR

Do you want to create or restructure a pension commitment? Independent consultants accompany you from the idea to the realisation – competently and seriously. On the one hand, we offer objective assistance in the legal and economic restructuring of pension commitments as well as in the preparation of new pension commitments. On the other hand, […]

Company pension scheme (bAV) through deferred compensation: 10 billion social security as liability potential for employers

Company pension scheme (bAV) through deferred compensation: 10 billion social security as liability potential for employers *by Dr. Johannes Fiala, Attorney at Law (Munich), MBA Financial Services (Univ.), MM (Univ.), Certified Financial and Investment Advisor (A.F.A.), Lecturer for Civil and Insurance Law (BA Heidenheim, Univ. of Cooperative Education), (www.fiala.de) and Dipl.-.Math. Peter A. Schramm, expert […]

Company pension scheme often disadvantageous: private pension beats deferred compensation

Intermediaries and employers are liable for failing to provide information to reduce social pensions – around €6 billion liability potential annually!     Advertising for deferred compensation with tax and social security savings The conversion of remuneration is made palatable to the employee by advisors or intermediaries, above all because of the tax and social […]