by Johannes Fiala, lawyer Leveraged transactions are in practice referred to by financial service providers as “savings annuity”, “savings annuity”, “lex annuity”, “interest rate differential transaction”, “loan-financed annuity”, “immediate annuity”, “leveraged annuity”, “guaranteed annuity”, “loan-financed life insurance”, “leveraged life insurance”, “fixed loan with redemption replacement”, “leveraged pool”, “loan-financed investment”, “fixed loan with repayment substitute”, “leveraged […]
Artikel zum Thema: Return on investment
How to check the quality of an investment before buying – financial planning using the example of “junk real estate”.
by Johannes Fiala, lawyer Eine Investition in eine schlechte Geldanlage kann Ihr gesamtes zukünftiges Leben beeinträchtigen. Neben den finanziellen Lasten kommt noch die soziale und emotionale Belastung dazu. Dieser Artikel soll zeigen, wie sich “der Deutsche” Produkte verkaufen lässt – und durch welches Vorgehen sich die typischen Fehler vermeiden lassen. Dieses Wissen mag zwar nicht […]
You want our best? our money !
Private old-age provision is an existential issue of the present day: It will certainly stay that way as the government pulls back – social security benefits decline. The number of people receiving social assistance has been rising for years. Strokes of fate can also confront people unexpectedly with gaps in supply. These include, for example, […]
bAV: Ineffective outsourcing of pension commitments to a “pensioner GmbH
The bAV problems: Entrepreneur U. would like to sell his GmbH. The buyer is not willing to assume the biometric risks of the pension commitments as part of the “M&A share deal”. This according to the motto “who knows how long the pensioners will live and whether the reinsurance is really sufficient”? The same problem […]
Professional financial planning
This way you will have your 2006 income and expenses safely under control! Building a Comprehensive Financial Plan Professional private financial planning allows asset owners to answer many questions about their financial circumstances and private retirement planning. Financial planning identifies gaps in provision that may arise in retirement and helps to uncover and eliminate […]
Income tax for bogus return in Phoenix case ?
The case “Phoenix” calls the tax office on the plan, the investors have first of all lost their deposits in the investment model. Now there is also the threat of taxation on funds that have never been returned to the investors. A commentator of “FONDS professionell” reminds of another case in which funds were not […]