Intermediaries are liable for losses

The Federal Court of Justice has ruled that insurance intermediaries are liable for damages suffered by customers in connection with ageing provisions when switching private health insurance (PKV). This also applies to private supplementary health insurance in addition to statutory health insurance. The executive of an intermediary association once asked his colleagues, “Can you tell […]

Clarified questions on the standard tariff

Letter to the editor from 13.8.2007 Clarified questions to the standard tariff, already long before the resolution of the WSG was pointed out by Fiala/Schramm that in the basis tariff (and naturally likewise in the standard tariff) current insurance cases are excluded from the obligation to perform. So for example published to 05.02.2007 in the […]

New rules and pitfalls

PKV-insured persons, i.e. persons with private health insurance, will only know in a few years’ time through case law what the government meant with its laws on health reform, says the Association of German Insurance Brokers. This year, professional organizations announced that the outlook for the private health insurance (PHI) industry was stable. However, experts […]

Health reform: New rules and pitfalls for PkV-insured persons

In a few years we will know through case law what the government might have meant by its laws (Dr. Jenssen – VDVM) Uncertainty when choosing and changing insurance This year, professional organizations announced that the outlook for the private health insurance (PHI) industry was stable. However, experts believe that a market shakeout in the […]

New rules and pitfalls for private health insurance policyholders

Uncertainty in choosing and switching insurance after health care reform This year, professional organizations announced that the outlook for the private health insurance (PHI) industry was stable. However, experts believe that a market shakeout in the private health insurance industry is likely to be imminent. The health reform may not only make premiums considerably more […]

Deficits instead of opportunities

Health care reform was once supposed to lower the cost burden, but the opposite is likely to be the case. Not only the private health insurers, with whom about 10 percent of the population is insured, but also other parties involved never tire of invoking a multitude of legal opinions by renowned professors as a […]