Liability for real estate loans and equity financing with life insurance – banks, insurance companies and brokers are responsible for repayment

Life insurance policies for the repayment of construction loans The combination of several financial products (e.g. building loan and life insurance, real estate loan and building society contract) promises the investor additional income through possible interest rate differences or tax savings, and at the same time additional commission for the agent. However, it is not […]

Occupational pension provision: Zillmerisation in the case of deferred compensation inadmissible

– Judgement of the Munich Regional Labour Court is legally binding – Appeal apparently withdrawn due to lack of prospects of success – Employer and intermediary are in a billion-euro liability –   Employer collects first – and pays twice later The Regional Labor Court (Landesarbeitsgericht – LAG) Munich (ruling of March 15, 2007, file […]

Changing tariffs in the PKV is worthwhile

Changing tariffs in private health insurance often makes sense even for those who have been insured for many years. It is not just a matter of saving on premiums, but of improving benefits.   Private health insurance (PKV) is cheap when you are young – because with statutory health insurance (GKV), contributions are based on […]

Employer bankruptcy- Company pension gone

Revocation is often also possible in the case of occupational pension schemes (bAV). It leads to immediate payment claims for employers, but also sometimes for employees and their creditors. This is bitter for the insurers, but the beneficiaries also often go away empty-handed.   Since a right of revocation still exists in large numbers today, […]

BWF scandal: police arrest suspects

News in the investor scandal surrounding the BWF Foundation: the police have apparently put the handcuffs on the masterminds of the alleged fraud. At the same time, the insolvency administrator is preparing the creditors for a long waiting period.   published in Fonds Online professionell on 04.09.2015 Link: