Survivors rub their eyes when the survivors’ pension of the German Pension Insurance (DRV) is reduced to zero after three months. This regulation – which was last tightened in 2002 – affects marriages entered into after 2002 or those where both spouses were born after 1962. Then 40% of the additional net income is offset, […]
Artikel zum Thema: Term life insurance
Revocation of insurance policies
Since a decision by the European Court of Justice (ECJ) on 19 December 2013 (Case C-209), insurance customers are increasingly checking whether they can still revoke their insurance policies. The aim is to recover the insurance premiums paid or to unwind insurance policies with negative returns. Insurance companies have often failed to adequately and effectively […]
Federal Supreme Court: Insurance benefits remain with the recipient despite revocation
When the revocation of life, pension and other insurance policies can be worthwhile Since a decision by the European Court of Justice (ECJ) on 19 December 2013 (Case C-209), insurance customers are increasingly checking whether they can still revoke their insurance policies. The aim is to get back the insurance premiums paid or, in […]
Federal Supreme Court: Insurance benefits remain with the recipient despite revocation
When the revocation of life, pension and other insurance policies can be worthwhile Since a decision by the European Court of Justice (ECJ) on 19 December 2013 (Case C-209), insurance customers are increasingly checking whether they can still revoke their insurance policies. The aim is to get back the insurance premiums paid or, in […]
When the revocation of life, pension and other insurance policies can be worthwhile
Federal Supreme Court: Insurance benefits remain with the recipient despite revocation Since a decision by the European Court of Justice (ECJ) on 19.12.2013 (AZ: C-209), doctors and dentists are increasingly checking whether they can still revoke their insurance policies. The aim is to recover the insurance premiums paid or, in many cases, to unwind […]
Subscription rights of life insurances – special features in the event of death, separation, divorce and insolvency
Many a policyholder decides too late on the possible change in the subscription right of his life insurance policy(ies). It is therefore important to think about the possible consequences at an early stage. The authors pointed out seven specific pitfalls. Red. If the policyholder instructs his broker to change the subscription right, it is […]
Planning replaces chance with error
Death, divorce and insolvency – What happens to life insurance? Some policyholders (VN) decide too late that they would like to change the subscription right of a life insurance policy(ies). If the policyholder instructs his broker to make the change, it is important that this is regularly done in writing in accordance with the insurance […]
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