Tax-neutral settlement of pension commitments in combination with an own charitable trust foundation

*by Dr. Johannes Fiala, lawyer (Munich), mediator (Univ.), MBA Financial Services (Univ.Wales), MM (Univ.), certified financial and investment advisor (A.F.A.), lecturer for civil and insurance law (BA Heidenheim, Univ. of Cooperative Education), banker (www.fiala.de) and Andreas M. Bosl, management consultant (Pöcking/Starnberg) Managing Director of Mittelstands- Strategie-Beratung GmbH and owner of MBD Mittelstands-Beratungs-Dienst e.K. (www.mbdbav. de) […]

Insurance broker liability through “waiver of documentation and advice”.

Financial Services (Univ.Wales), MM (Univ.), Chartered Financial and Investment Adviser (A.F.A.), Lecturer in Civil Law and Insurance Law (Univ. of Cooperative Education), Banker (www.fiala.de) Consultation and documentation are expressly waived ! With sample protocol authors (for example software manufacturers, federations, “specialized authors to the insurance broker right” – also in the employment relationship with the […]

Planning ahead

The charitable trust foundation can be an effective solution for medium-sized entrepreneurs – especially in the case of liquidity bottlenecks and inheritance law. Almost completely unnoticed by the entire public, a fundamental reform of the inheritance and gift tax is imminent in 2007. This is like a time bomb for the entire middle class, because […]

Let the pants down properly

The new capital adequacy guidelines for banks and securities firms, Basel II for short, have been in force since 1 January 2007. For many camping entrepreneurs it is therefore high time to deal with it, because with Basel II creditworthiness and liquidity are becoming more and more important for bank customers. When it comes to […]

Tax and liquidity gifts 2007

The new capital adequacy guidelines for banks and investment firms, Basel II for short, came into force on 1 January 2007. For many entrepreneurs it is therefore high time to deal with it, because with Basel II creditworthiness and liquidity are becoming more and more important for bank customers. When it comes to lending, it […]

Inheritance is becoming more expensive: Trust foundation as a progressive and flexible solution for doctors

Johannes Fiala, Frank M. Strobelt Medium-sized entrepreneurs – including many doctors, dentists and pharmacists – are currently facing a variety of problems for which they urgently need efficient solutions: According to calculations by the Institute for SME Research, over 300,000 family businesses are facing a change of ownership in the next few years. It is […]

Trust foundation as a progressive and flexible solution for medium-sized businesses

Dr. Johannes Fiala, Senior Partner of Fiala, Freisleben & Weber, Tax Consultant, Certified Public Accountant, Lawyer, Patent Attorney, Mediator, Munich Frank M. Strobelt, Managing Director of Gesellschaft für Stiftungsförderung e.V. (GfS) Further information: www.fiala.de, www.stifter.org. According to calculations by the Institute for Research on Small and Medium-Sized Businesses, more than 300,000 family businesses are facing […]

Die Notwendigkeit der Patientenverfügung

Discussion with lawyer Dr. Johannes Fiala There is a peculiar dilemma in Western countries at the moment: On the one hand, we do not let people die by taking life-prolonging measures through machines or feeding tubes. This prevents the soul from leaving the body. In doing so, we are not prolonging life, we are prolonging […]