{"id":16007,"date":"2020-11-26T17:15:16","date_gmt":"2020-11-26T16:15:16","guid":{"rendered":"https:\/\/fiala.de\/legal-advice-for-your-private-pension-provision\/"},"modified":"2024-10-24T16:24:32","modified_gmt":"2024-10-24T14:24:32","slug":"legal-advice-for-your-private-pension-provision","status":"publish","type":"page","link":"https:\/\/www.fiala.de\/en\/fields-of-law\/legal-advice-for-your-private-pension-provision\/","title":{"rendered":"Legal advice for your private pension provision"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"16007\" class=\"elementor elementor-16007 elementor-14183\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4c26dd e-flex e-con-boxed e-con e-parent\" data-id=\"f4c26dd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2536c7e elementor-widget elementor-widget-heading\" data-id=\"2536c7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Private pension provision and its pitfalls<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0e3e96 elementor-widget elementor-widget-text-editor\" data-id=\"b0e3e96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Anyone who wants to take out insurance for old age cannot afford to ignore a <strong>private pension plan today.<\/strong> The standard of living with the <a href=\"https:\/\/www.deutsche-rentenversicherung.de\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" class=\"external\"><strong>statutory pension<\/strong><\/a> in the future is doubtful. A well thought-out <strong>concept for a private pension scheme<\/strong> is therefore equally important for self-employed and employees. However, given the large number of offers, it is difficult to maintain an overview and find a suitable <strong>provision model<\/strong> for the individual life situation. More and more often we see that our clients are dissatisfied with their already concluded contracts and the <strong>expected services<\/strong>. Furthermore, a large number of the contracts concluded do not meet the <strong>legal requirements<\/strong> or do not fit the life situation of the clients concerned.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ddad669 e-flex e-con-boxed e-con e-parent\" data-id=\"ddad669\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c8c437 elementor-widget elementor-widget-heading\" data-id=\"1c8c437\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How we can provide you with legal support for your private pension provision:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-624cea0 elementor-widget elementor-widget-text-editor\" data-id=\"624cea0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As a matter of principle <strong>we check the insurance documents of your existing contracts in a first step.<\/strong> In a further step, which should not be neglected, we take from your descriptions how the <strong>brokerage of the contracts<\/strong> expired. Does this <strong>show deficits or gaps<\/strong>? For example, our clients often lack necessary documents, such as the documentation required by law since 21.5.2007.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-361b269 e-flex e-con-boxed e-con e-parent\" data-id=\"361b269\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b5b75a elementor-widget elementor-widget-heading\" data-id=\"0b5b75a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How can you free yourself from disadvantageous contracts?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e91d4e1 elementor-widget elementor-widget-text-editor\" data-id=\"e91d4e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThere are various parameters that can be set after a detailed assessment: <strong>consultant liability, agent liability, agent liability, broker liability, reversal of the transaction, <\/strong>as well as <strong> revocation of contracts<\/strong>. For example, advice is only correct if it is both <strong>complete<\/strong> and <strong>complete<\/strong>. Frequent deficits are in the area of the disbursement phase. The economic view is often also deficient: one should not expect asset growth if banks and insurance companies cannot even generate positive interest rates on the capital market. This applies in particular if the expected administrative costs are between 1% and 2% higher annually and acquisition costs are also incurred. At the beginning, we clarify the legal situation you are in and show you the prospects of success and how to proceed.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b2e03ca e-flex e-con-boxed e-con e-parent\" data-id=\"b2e03ca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27cf37f elementor-widget elementor-widget-heading\" data-id=\"27cf37f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Holistic advice on provision for old age<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db5a812 elementor-widget elementor-widget-text-editor\" data-id=\"db5a812\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAs a law firm, we look at things on the basis of our many years of economic experience. Accordingly, we will not only advise you on legal issues concerning existing contracts, but will also show you further possibilities to structure your <strong>private pension plan according to your life circumstances.<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d04d845 e-flex e-con-boxed e-con e-parent\" data-id=\"d04d845\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c8d2de elementor-widget elementor-widget-heading\" data-id=\"3c8d2de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Our services for private pension provision as a law firm<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b95a1b3 elementor-widget elementor-widget-text-editor\" data-id=\"b95a1b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li><strong>Advice on insurance law<\/strong><\/li>\n \t<li><strong>Advice on pension models<\/strong><\/li>\n \t<li><strong>Explanation of funding and investment models<\/strong><\/li>\n \t<li><strong>Consulting on the subject of foundations, trust &amp; Co.<\/strong><\/li>\n \t<li><strong>Reverse mortgage<\/strong><\/li>\n \t<li><strong>Advice on individual life annuity planning<\/strong><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-46505b8 e-flex e-con-boxed e-con e-parent\" data-id=\"46505b8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c2bf478 elementor-widget elementor-widget-heading\" data-id=\"c2bf478\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Summary of private pension provision<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-764a67e elementor-widget elementor-widget-text-editor\" data-id=\"764a67e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die<strong> Rechtsanwaltskanzlei Dr. Johannes Fiala<\/strong> ber\u00e4t Sie umfassend zu allen Themen, die Ihre private Altersvorsorge betreffen. We will check your <strong>current pension situation<\/strong> and analyse your <strong>existing contracts<\/strong>. In addition, we offer you the opportunity to obtain comprehensive advice from us on other pension models. Of course, we will take on your mandate to enforce any legal claims <strong>eventual legal claims<\/strong> also in court. Contact us without obligation and describe your current situation.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36ddc90 e-flex e-con-boxed e-con e-parent\" data-id=\"36ddc90\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0b9ff6 elementor-widget elementor-widget-heading\" data-id=\"c0b9ff6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Helpful further articles on the topic of private pension provision<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b3a7b9 elementor-widget elementor-widget-text-editor\" data-id=\"4b3a7b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li><a href=\"https:\/\/www.fiala.de\/en\/pre-programmed-old-age-poverty-despite-additional-private-provision-by-those-with-compulsory-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">Pre-programmed old-age poverty despite additional private provision by those with compulsory insurance<\/a><\/li>\n<li><a href=\"https:\/\/www.fiala.de\/en\/bgb-leibrenten-as-the-better-alternative-to-private-pension-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">BGB-Leibrenten as the better alternative to private pension insurance<\/a><\/li>\n<li><a href=\"https:\/\/www.fiala.de\/en\/private-and-occupational-pension-schemes-deletion-of-valuation-reserves-remains-on-the-agenda\/\" target=\"_blank\" rel=\"noopener noreferrer\">Private und betriebliche Altersversorgung: Streichung der Bewertungsreserven <\/a><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e3dafa e-con-full e-flex e-con e-child\" data-id=\"3e3dafa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc6088e elementor-widget elementor-widget-template\" data-id=\"bc6088e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"27699\" class=\"elementor elementor-27699\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2fe1e89 e-con-full advanced-contact-horz__inner e-flex e-con e-child\" data-id=\"2fe1e89\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-976a62b e-con-full e-flex e-con e-child\" data-id=\"976a62b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-43fa846 e-con-full e-flex e-con e-child\" data-id=\"43fa846\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-345356e e-con-full e-flex e-con e-child\" data-id=\"345356e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-891a08c elementor-widget elementor-widget-heading\" data-id=\"891a08c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sie haben Fragen?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d564e1 elementor-widget elementor-widget-text-editor\" data-id=\"5d564e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Scheuen Sie sich nicht, uns f\u00fcr ein Kennenlern&shy;gespr\u00e4ch anzurufen. Gerne nehme ich mir pers\u00f6nlich Zeit, um Ihren Fall zu pr\u00fcfen und den ungef\u00e4hren Aufwand f\u00fcr Ihr Anliegen abzusch\u00e4tzen.<\/p><p>\nDanach sind Sie schon einen Schritt weiter!<\/p><p>\nSie erreichen uns per Telefon unter der Nummer\u00a0<a href=\"tel:0891790900\" target=\"_blank\" rel=\"noopener\">089 \/ 17 90 900<\/a>\u00a0oder mit einem Klick auf den Button:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b239bb elementor-widget elementor-widget-button\" data-id=\"0b239bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:0891790900\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-phone-volume\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M97.333 506.966c-129.874-129.874-129.681-340.252 0-469.933 5.698-5.698 14.527-6.632 21.263-2.422l64.817 40.513a17.187 17.187 0 0 1 6.849 20.958l-32.408 81.021a17.188 17.188 0 0 1-17.669 10.719l-55.81-5.58c-21.051 58.261-20.612 122.471 0 179.515l55.811-5.581a17.188 17.188 0 0 1 17.669 10.719l32.408 81.022a17.188 17.188 0 0 1-6.849 20.958l-64.817 40.513a17.19 17.19 0 0 1-21.264-2.422zM247.126 95.473c11.832 20.047 11.832 45.008 0 65.055-3.95 6.693-13.108 7.959-18.718 2.581l-5.975-5.726c-3.911-3.748-4.793-9.622-2.261-14.41a32.063 32.063 0 0 0 0-29.945c-2.533-4.788-1.65-10.662 2.261-14.41l5.975-5.726c5.61-5.378 14.768-4.112 18.718 2.581zm91.787-91.187c60.14 71.604 60.092 175.882 0 247.428-4.474 5.327-12.53 5.746-17.552.933l-5.798-5.557c-4.56-4.371-4.977-11.529-.93-16.379 49.687-59.538 49.646-145.933 0-205.422-4.047-4.85-3.631-12.008.93-16.379l5.798-5.557c5.022-4.813 13.078-4.394 17.552.933zm-45.972 44.941c36.05 46.322 36.108 111.149 0 157.546-4.39 5.641-12.697 6.251-17.856 1.304l-5.818-5.579c-4.4-4.219-4.998-11.095-1.285-15.931 26.536-34.564 26.534-82.572 0-117.134-3.713-4.836-3.115-11.711 1.285-15.931l5.818-5.579c5.159-4.947 13.466-4.337 17.856 1.304z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Anruf starten<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a292c37 e-con-full e-flex e-con e-child\" data-id=\"a292c37\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c5b33ff e-con-full e-flex e-con e-child\" data-id=\"c5b33ff\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d674e95 elementor-widget elementor-widget-image\" data-id=\"d674e95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"392\" height=\"392\" src=\"https:\/\/www.fiala.de\/wp-content\/uploads\/2019\/12\/portrait_fiala.png\" class=\"attachment-large size-large wp-image-12460\" alt=\"Portrait Dr. Fiala\" srcset=\"https:\/\/www.fiala.de\/wp-content\/uploads\/2019\/12\/portrait_fiala.png 392w, https:\/\/www.fiala.de\/wp-content\/uploads\/2019\/12\/portrait_fiala-300x300.png 300w, https:\/\/www.fiala.de\/wp-content\/uploads\/2019\/12\/portrait_fiala-150x150.png 150w\" sizes=\"(max-width: 392px) 100vw, 392px\" loading=\"eager\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-274f1b3 elementor-widget elementor-widget-heading\" data-id=\"274f1b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Dr. Johannes Fiala<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d11d9bf elementor-widget elementor-widget-text-editor\" data-id=\"d11d9bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ihr Anwalt aus M\u00fcnchen ist zuverl\u00e4ssig und kompetent immer an Ihrer Seite.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eff947d e-con-full e-flex e-con e-child\" data-id=\"eff947d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dbe9d11 elementor-widget elementor-widget-text-editor\" data-id=\"dbe9d11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Das erste Telefonat ist ein kostenfreies Kennenlerngespr\u00e4ch. Eine eingehende Beratung ist nicht m\u00f6glich.<br \/>Sie erfahren aber was wir f\u00fcr Sie tun k\u00f6nnen und was wir von Ihnen an Informationen und Unterlagen f\u00fcr eine qualifizierte Beratung ben\u00f6tigen. Damit haben Sie zur L\u00f6sung Ihrer Angelegenheit entscheidend beigetragen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-468c385 grey e-flex e-con-boxed e-con e-parent\" data-id=\"468c385\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0005cb2 elementor-widget elementor-widget-heading\" data-id=\"0005cb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Press articles and publications<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-289b8df elementor-widget elementor-widget-text-editor\" data-id=\"289b8df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Here you will find selected technical terms. Click on a keyword You will receive corresponding press articles and publications as current search results. Please do not hesitate to contact us for further information.<\/strong><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d4e3d05 e-con-full e-flex e-con e-child\" data-id=\"d4e3d05\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-167b508 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"167b508\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Abschlu%C3%9Fkosten\">Acquisition costs<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Altersarmut\">Old-age poverty<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Basisrente\">Basic pension<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Genossenschaft\">Cooperative<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Deutsche+Rentenversicherung+Bund\">German Pension Insurance Federation (DRV)<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Estate%20Planning\">estate planning<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Finanzplanung\">Financial Programming<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Haftungsfallen\">Liability traps<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Inflation\">Inflation<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Leistungsk%C3%BCrzung\">Reduction of benefits<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Nachfolgeplanung\">Succession planning<\/a><\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-544b080 elementor-widget elementor-widget-text-editor\" data-id=\"544b080\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Pf%C3%A4ndungsschutz\">Attachment protection<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Private+Krankenversicherung\">Private health insurance (PKV)<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Rentenberatung\">Pension advice<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Riester\">Riester<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=R%C3%BCrup\">R\u00fcrup<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Sterbegeld\">Death benefits<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Steuerf%C3%B6rderung\">Tax incentives<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Versorgungskammer\">Supply chamber<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Versorgungswerk\">Pension scheme<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=vorweggenommene+Erbfolge\">Anticipated succession<\/a><\/li>\n \t<li><a href=\"https:\/\/www.fiala.de?s=Versicherungsmathematik\">Actuarial mathematics<\/a><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Private pension provision and its pitfalls Anyone who wants to take out insurance for old age cannot afford to ignore a private pension plan today. The standard of living with the statutory pension in the future is doubtful. A well thought-out concept for a private pension scheme is therefore equally important for self-employed and employees. [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":15325,"parent":15394,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[490],"tags":[],"class_list":["post-16007","page","type-page","status-publish","has-post-thumbnail","hentry","category-category-fields-of-law"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/pages\/16007","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/comments?post=16007"}],"version-history":[{"count":5,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/pages\/16007\/revisions"}],"predecessor-version":[{"id":27743,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/pages\/16007\/revisions\/27743"}],"up":[{"embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/pages\/15394"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/media\/15325"}],"wp:attachment":[{"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/media?parent=16007"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/categories?post=16007"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/tags?post=16007"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}