{"id":16869,"date":"2016-06-29T09:40:49","date_gmt":"2016-06-29T07:40:49","guid":{"rendered":"https:\/\/fiala.de\/financial-timetable-from-50-a-review-by-johannes-fiala\/"},"modified":"2016-06-29T09:40:49","modified_gmt":"2016-06-29T07:40:49","slug":"financial-timetable-from-50-a-review-by-johannes-fiala","status":"publish","type":"post","link":"https:\/\/www.fiala.de\/en\/financial-timetable-from-50-a-review-by-johannes-fiala\/","title":{"rendered":"Financial timetable from 50 – A review by Johannes Fiala"},"content":{"rendered":"

This is the title of a new book by finance and insurance expert Detlef Pohl. It is written for the 40+ and 50+ generations, and seeks an answer to the question What else can I do to live financially carefree in old age?<\/em><\/h2>\n

<\/em><\/p>\n

As an introduction, the presentation of the statutory pension, as well as the state subsidy options (e.g. Riester pension) and company pension schemes, serves as an introduction.<\/p>\n

Pohl is an expert, unerringly addressing rights and also dangers. For example, the right to a company pension scheme: If the employer does not offer a pension fund, pension fund or direct insurance – the employee can claim the latter. The risk of loss from so-called zillmerisation in life insurance policies is also mentioned.<\/p>\n\n

On the way through the book there is a checklist for identifying the supply gap and an indication of inflationary inflation. The investment recommendations focus on conservative and risk-conscious proposals. Financial investments, which are considered risky<\/p>\n

Tax saving models or “money-without-return products” are not included. For this the author betrays that one should protect oneself as a consumer by an investment advice protocol.<\/p>\n

Finally, in case of doubt, the investor has the burden of proof before the court if the advice was faulty.<\/p>\n

Instead of instructing the reader by judgments, according to which shares, for example, are seldom suitable for old-age provision, Pohl gives strategically sensible advice: Praiseworthy is the advice to live as free of debt as possible – above all to get rid of your own real estate debts. This is followed by tips on asset management at the start of retirement – from the retirement of the property to payout plans for investment funds.<\/p>\n

A control information and an address section round off this very successful work.<\/p>\n\n\n

ARD-Ratgeber Geld, Verbraucherzentrale (eds.),<\/p>\n

“Financial timetable from 50.”<\/p>\n

249 pages, 19×12 cm,<\/p>\n

ISBN 3-938174-02-1, 9.80 euros.<\/p>\n\n\n

The guide is worth reading for anyone who is not (or does not want to be) in the position of Wim Dusisenberg, the former President of the ECB: When asked how he invests his money, he remarked “I personally am in the happy position of not having any reserves.<\/em>“.<\/p>\n\n\n

by Dr. Johannes Fiala<\/p>\n\n\n

With friendly permission of<\/p>\n

www.experten.de<\/a> (published on 12.12.2005)<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"

This is the title of a new book by finance and insurance expert Detlef Pohl. It is written for the 40+ and 50+ generations, and seeks an answer to the question What else can I do to live financially carefree in old age? As an introduction, the presentation of the statutory pension, as well as […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"","rank_math_focus_keyword":"Financial timetable","rank_math_description":"As an introduction, the presentation of the statutory pension, as well as the state subsidy options (e.g. Riester pension) and company pension schemes, serves as an introduction.","rank_math_title":""},"categories":[492],"tags":[562,487,512,658,504,499,503,723],"class_list":["post-16869","post","type-post","status-publish","format-standard","hentry","category-veroeffentlichungen-en","tag-company-pension-scheme","tag-beratung-en","tag-direct-insurance","tag-geldanlagen-en","tag-pension","tag-pension-provision","tag-real-estate","tag-zillmerization"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/posts\/16869","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/comments?post=16869"}],"version-history":[{"count":0,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/posts\/16869\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/media?parent=16869"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/categories?post=16869"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/tags?post=16869"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}