{"id":17540,"date":"2013-07-15T10:58:31","date_gmt":"2013-07-15T08:58:31","guid":{"rendered":"https:\/\/fiala.de\/mediation-law-practically-what-is-a-correspondence-insurance-and-when-does-it-come-into-question\/"},"modified":"2021-12-12T15:44:48","modified_gmt":"2021-12-12T14:44:48","slug":"mediation-law-practically-what-is-a-correspondence-insurance-and-when-does-it-come-into-question","status":"publish","type":"post","link":"https:\/\/www.fiala.de\/en\/mediation-law-practically-what-is-a-correspondence-insurance-and-when-does-it-come-into-question\/","title":{"rendered":"What is correspondent insurance &#8211; and when does it come into question?"},"content":{"rendered":"<p>At this point, attorney-at-law Dr.<br \/>\nJohannes Fiala, <a href=\"https:\/\/fiala4instalive.instawp.xyz\" class=\"external\" rel=\"nofollow\">https:\/\/fiala4instalive.instawp.xyz<\/a>, your questions.<\/p>\n<p>You can ask questions by sending an e-mail to<br \/>\nott@dhbw-heidenheim.de.<\/p>\n<p><b><br \/>\n<\/b>In the case of a correspondence insurance policy, the policyholder concludes the insurance contract in a<br \/>\nother country without the insurer taking action in the policyholder&#8217;s country. A correspondence insurance<br \/>\nis concluded entirely without &#8220;intermediaries&#8221; between the customer and the foreign insurer.<\/p>\n<p>For the conclusion of contracts, domestic and foreign intermediaries, brokers, but also<br \/>\n&#8220;Distribution Service Partners&#8221; already contribute; however, these only distribute promotional materials domestically. The<br \/>\nIn any case, the contract shall be concluded directly by telephone, fax, email or letter.<\/p>\n<p>Many clients of foreign (e.g. British) personal insurers believe that foreign insurance contract law is<br \/>\nand would be settled, for example, &#8220;according to British fairness&#8221;. This is a mistake, because with<br \/>\nAs a rule, intermediaries in Germany are not entitled to choose a foreign insurance contract law.<br \/>\nin question.<br \/>\nThis is different with correspondence insurance. Through this channel, the policyholder can &#8220;access<br \/>\nwaive the protection of domestic law&#8221; and choose foreign law. Whether this always advantages<br \/>\nthe customer must then check (have checked) himself.<br \/>\nIt should be noted, by the way, that occasionally intergovernmental agreements or EU law allow for a choice of law.<br \/>\nlimit (at least de facto) the legal effects outside insurance contract law<br \/>\ncan, for example, when it comes to &#8220;bankruptcy protection&#8221;.<\/p>\n<p>Link to this article<br \/>\n<a href=\"https:\/\/www.dhbw-heidenheim.de\/uploads\/media\/nl-1302.pdf\" class=\"external\" rel=\"nofollow\">https:\/\/www.dhbw-heidenheim.de\/uploads\/media\/nl-1302.pdf<\/a> (Newsletter of 22.02.2013, page 2)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>At this point, attorney-at-law Dr. Johannes Fiala, <a href=\"https:\/\/fiala4instalive.instawp.xyz\">https:\/\/fiala4instalive.instawp.xyz<\/a>, your questions. You can ask questions by sending an e-mail to ott@dhbw-heidenheim.de. In the case of a correspondence insurance policy, the policyholder concludes the insurance contract in a other country without the insurer taking action in the policyholder&#8217;s country. A correspondence insurance is concluded entirely without &#8220;intermediaries&#8221; [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"","rank_math_focus_keyword":"","rank_math_description":"","rank_math_title":""},"categories":[544],"tags":[542],"class_list":["post-17540","post","type-post","status-publish","format-standard","hentry","category-presse-tv-rundfunk-en","tag-makler-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/posts\/17540","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/comments?post=17540"}],"version-history":[{"count":0,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/posts\/17540\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/media?parent=17540"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/categories?post=17540"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/tags?post=17540"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}