{"id":22377,"date":"2022-05-01T16:37:26","date_gmt":"2022-05-01T14:37:26","guid":{"rendered":"https:\/\/fiala.de\/risk-diversification-asset-protection\/"},"modified":"2023-03-30T18:32:15","modified_gmt":"2023-03-30T16:32:15","slug":"risk-diversification-asset-protection","status":"publish","type":"post","link":"https:\/\/www.fiala.de\/en\/risk-diversification-asset-protection\/","title":{"rendered":"Risk diversification &amp; asset protection"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"22377\" class=\"elementor elementor-22377 elementor-21750\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8a9269e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8a9269e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9a3d6fa\" data-id=\"9a3d6fa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-81f342e elementor-widget elementor-widget-heading\" data-id=\"81f342e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Diversification: How to safeguard assets in the long term  <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eef9678 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eef9678\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d9d675\" data-id=\"6d9d675\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e30210f elementor-widget elementor-widget-text-editor\" data-id=\"e30210f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For those who handle their assets responsibly, <strong>risk diversification<\/strong> is a must. Not only since the <strong> financial crisis of 2008<\/strong>, the real <strong>estate crisis<\/strong> or the last <strong>oil crisis<\/strong>, we are aware that our <strong>assets <\/strong>and <strong>savings in the savings account<\/strong> are not necessarily safe.  <strong>World political crises<\/strong>, a change in the politically intended  <strong>Financial realignment<\/strong> or the <strong>disappearance of entire markets<\/strong> make it imperative not only to rely on <strong>traditional savings deposits<\/strong> at the &#8220;savings bank&#8221; next door, but to invest one&#8217;s own <strong>assets<\/strong> diversely and <strong>, if possible, internationally<\/strong>. The aim of so-called <strong>diversification of assets<\/strong> should be to protect and ideally expand one&#8217;s own possessions from third-party access and <strong>decline in value<\/strong> in a long-term, profit-oriented and crisis-proof manner.  <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4b16e2f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4b16e2f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5d839bc\" data-id=\"5d839bc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-307ec12 elementor-widget elementor-widget-heading\" data-id=\"307ec12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The types of risk diversification<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1449846 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1449846\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-13723c9\" data-id=\"13723c9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b227a81 elementor-widget elementor-widget-text-editor\" data-id=\"b227a81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The <strong>term risk<\/strong> is extremely fuzzy, because risk does not mean the same thing to everyone. Nevertheless, various parameters or <strong>risk factors<\/strong> can be used to derive where <strong>assets are at risk<\/strong> and which countermeasures or <strong>precautions prevent this<\/strong>.<\/p>\n<p>An example to illustrate: a safe and an alarm system could be  <strong>Cash assets or valuables<\/strong>  the risk of a robbery and thus the risk of a loss.  <strong>Loss of all assets<\/strong>  prevent, so you can spread the risk by using different locations to  <strong>Safes<\/strong>  to store the cash assets and thus protect them from access by third parties.<\/p>\n<p>Thus, <strong>risk diversification<\/strong> is as individual as the <strong>perception of risk<\/strong> itself.  <br \/>The following basic types of <strong>risk diversification<\/strong> can be roughly distinguished:  <\/p>\n<ul>\n<li><strong>Geographical risk diversification<\/strong>: Here, one&#8217;s own assets are spread across national borders or even continents.  <\/li>\n<li><strong>Investment risk diversification (asset diversification)<\/strong>: This means that you do not back just one horse when selecting your investments, but rather choose a good mix of risk and security, for example when dividing your investments between <strong>real estate<\/strong>, <strong>securities<\/strong> and <strong>commodities<\/strong>.  <\/li>\n<li><strong>Investment-specific risk diversification: <\/strong>This means that you <strong>diversify<\/strong> within one <strong>type of investment<\/strong>. For example, you can trade classically in stocks or put a portion of your assets into<strong> ETF savings plans<\/strong>.<\/li>\n<\/ul>\n<p>Of course, there are other ways of risk diversification and various <strong>possible combinations of<\/strong> the above. Likewise, there are also <strong>tax<\/strong> and <strong>legal<\/strong> risks, including the risk of change. An <strong>individual consultation<\/strong> and assessment is indispensable. In addition to safeguarding your assets, it is also very important to consider your <strong>personal goals<\/strong> &#8211; What strategy do you use to address the issue of risk? <strong>Feel free to contact us! <\/strong> <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0fe466e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0fe466e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6cbbc55\" data-id=\"6cbbc55\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b370177 elementor-widget elementor-widget-heading\" data-id=\"b370177\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How we advise you on risk diversification<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ceb0d33 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ceb0d33\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9cea883\" data-id=\"9cea883\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f897083 elementor-widget elementor-widget-text-editor\" data-id=\"f897083\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-235d8b3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"235d8b3\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-row\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1c23f02\" data-id=\"1c23f02\" data-element_type=\"column\">\n<div class=\"elementor-column-wrap elementor-element-populated\">\n<div class=\"elementor-widget-wrap\">\n<div class=\"elementor-element elementor-element-85ec469 elementor-widget elementor-widget-text-editor\" data-id=\"85ec469\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-text-editor elementor-clearfix\">\n<ul>\n<li>Legal and tax planning for <strong>asset protection <\/strong> <\/li>\n<li><b>Internationalization of <\/b>your assets<\/li>\n<li>Advice on <strong>foundations and holdings<\/strong><\/li>\n<li>Analysis of existing investment forms and evaluation<\/li>\n<li><strong>Examination<\/strong> of the legal security of installations <strong>at home and abroad<\/strong><\/li>\n<li>Strategy for building up crisis-proof <strong>fixed assets<\/strong><\/li>\n<li>Legal assistance in the event of incorrect advice  <\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a3e6c69 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a3e6c69\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2d952b8\" data-id=\"2d952b8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26ae8fb elementor-widget elementor-widget-heading\" data-id=\"26ae8fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Helpful articles on risk diversification:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2696f53 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2696f53\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7b4d4cc\" data-id=\"7b4d4cc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c0647d1 elementor-widget elementor-widget-text-editor\" data-id=\"c0647d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li><a href=\"https:\/\/www.fiala.deen\/optimisation-of-widows-pensions-for-compulsory-members-of-pension-schemes\/\" target=\"_blank\" rel=\"noopener nofollow\" class=\"external\">Optimisation of widow&#8217;s pensions for compulsory members of pension schemes<\/a><\/li>\n<li><a href=\"https:\/\/www.fiala.deen\/fields-of-law\/finance-and-risk-control\/\" target=\"_blank\" rel=\"noopener nofollow\" class=\"external\">finance and risk control<\/a><\/li>\n<li><a href=\"https:\/\/www.fiala.deen\/every-retirement-plan-on-one-leg-is-dangerous\/\" target=\"_blank\" rel=\"noopener nofollow\" class=\"external\">Every retirement plan on one leg is dangerous<\/a><\/li>\n<li><a href=\"https:\/\/www.fiala.deen\/faulty-real-estate-financing-through-deception-of-returns\/\" target=\"_blank\" rel=\"noopener nofollow\" class=\"external\">Faulty real estate financing through deception of returns?<\/a><\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Diversification: How to safeguard assets in the long term For those who handle their assets responsibly, risk diversification is a must. Not only since the financial crisis of 2008, the real estate crisis or the last oil crisis, we are aware that our assets and savings in the savings account are not necessarily safe. World [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":21752,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"","rank_math_focus_keyword":"Risk diversification","rank_math_description":"Risk diversification: This is one of the ways you can diversify your assets and protect them from external influences. Asset Protection!","rank_math_title":"Risk diversification and asset protection"},"categories":[481],"tags":[],"class_list":["post-22377","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-topic"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/posts\/22377","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/comments?post=22377"}],"version-history":[{"count":0,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/posts\/22377\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/media\/21752"}],"wp:attachment":[{"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/media?parent=22377"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/categories?post=22377"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fiala.de\/en\/wp-json\/wp\/v2\/tags?post=22377"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}