Daily sickness allowance insurance (KT) as “sum insurance” does not replace loss of earnings

– Why private health insurance (PKV) differently, and often less, than the health insurance (GKV) –   The Federal Court of Justice ruled in its judgment of 11.03.2015 (Case No. IV ZR 54/14): “If an insured person pursues his professional activity at his previous workplace to a limited extent within the framework of a reintegration […]

UNISEX – Effects on PKV contracts

New ruling by the European Court of Justice (ECJ) obliges insurers to use only so-called “unisex tariffs” from 21 December 2012, for example in comprehensive private health insurance, daily sickness allowance, daily nursing allowance and other supplementary insurance, but also the so-called premium protection plans. Up to now, men have usually paid a lower premium […]