– Why optional tariffs and more are nevertheless being extended by health insurance companies – The BSG judgement of 30 July 2019 (file number B 1 KR 34/18 R) has shown that the problem of the optional tariffs offered by the health insurance funds, for example for abroad, optional services in hospitals or supplementary dental […]
Savings in private health insurance premiums with a provident fund / The emergency tariff makes it possible Around 5% of those insured with private health insurance (UN) are in social tariffs (standard tariff, emergency tariff, basic tariff), with an upward trend. In the emergency tariff, private health insurance policyholders with substantial premium arrears are “steered […]
– When is liability for damages and reimbursement of remuneration regularly incurred ? – The Regional Court (LG) Saarbrücken decided in its judgement of 17.05.2016 (Az. 14 O 152/15) that the search for savings possibilities with existing private health insurance (PKV) is not directed at the proof or mediation of an insurance contract, § 204 […]
Savings in private health insurance premiums with a provident fund / The emergency tariff makes it possible Around 5% of those insured with private health insurance (UN) are in social tariffs (standard tariff, emergency tariff, basic tariff), with an upward trend. In the emergency tariff, private health insurance policyholders with substantial premium arrears are […]
Probably most members of a private health insurance company will be annoyed about the annual premium increases, which are particularly serious with increasing age. As a solution, private health insurance companies usually offer a succinct explanation: in order to maintain the previous contribution, one could even do without some of the benefits previously covered. In […]
Contribution saving in the private health insurance (PKV) with relief fund* – How not only standard and emergency tariff of the PKV must be improved. – Around 5% of those insured with private health insurance (UN) are in social tariffs (standard tariff, emergency tariff, basic tariff), with an upward trend. In the emergency tariff, […]
There are many factors contributing to inflation in private health insurance. For example, charges for cross-subsidisation for the basic, standard and emergency tariffs. Those who have concluded their private health insurance before 01.01.2009 can also change to the standard tariff – the others only to the basic tariff. The lack of the insurer’s (VR) right […]
If a private health insurance policy is taken out, or later changed around five times in a lifetime, the intermediary receives remuneration of around 8 times the monthly premium each time – in the past it could well be double what an insurance company paid for a new customer. It is commonly said that private […]
If a private health insurance policy is taken out, or later changed around five times in a lifetime, the intermediary receives remuneration of around 8 times the monthly premium each time – in the past it could well be double what an insurance company paid for a new customer. It is commonly said that private […]
Liability for ageing provisions lost through reinsurance applies if the customer was not properly informed. Depending on the policyholder’s contract, it already applies to reinsurance in 2006 or earlier. The BGH had ruled that the lost ageing provision, often amounting to a five-digit euro sum, does not itself constitute a loss. Rather, he saw a […]
