From 2012 onwards, Riester savers will be obliged to contribute a minimum amount of 5 euros per month if they wish to continue receiving allowances and tax benefits in 2012. The following are thus abolished for spouses who are not gainfully employed and who are indirectly entitled to the allowance non-contributory contracts where only […]
Artikel zum Thema: Social welfare
Riester, Rürup, company pension schemes
What changes in 2012 Riester savers From 2012 onwards, Riester savers will be obliged to contribute a minimum amount of 5 euros per month if they wish to continue receiving allowances and tax benefits in 2012. This means that those non-contributory contracts for which only state allowances are paid in – but no personal […]
New BGH ruling: savings for basic pension must be used before Hartz-IV
A basic pension, also known as a Rürup pension, must be terminated in the event of an emergency Emergencies abound in a person’s life, such as when a welfare application is imminent. The question of whether a plaintiff is entitled to legal aid under the poor law is also assessed according to the same […]
New BGH ruling: savings for basic pension must be used before Hartz-IV
A basic pension, also known as a Rürup pension, must be terminated in the event of an emergency Emergencies abound in a person’s life, such as when a welfare application is imminent. The question of whether a plaintiff is entitled to legal aid under the poor law is also assessed according to the same […]
Rürup capital as a pension factor – new view “Only the welfare level is protected from creditors”.
A new letter of the Federal Minister of Finance clarifies that saved Rürup capital cannot be withdrawn from the access of creditors. This results in a fundamentally new discussion situation with the insurance providers. Red. The fact that not only saved assets in a Rürup pension can be seized, but also the non-state-subsidised part of […]
Insolvency resistance of company pension schemes Tax consultants are liable for incorrect advice
Numerous rulings indicate how easily tax advisors can be held liable in connection with advice on occupational pension schemes (bAV). One of the key issues in advising business managers is the insolvency-proof nature of the provision – it is precisely on this point that insurance sales spread numerous legal inaccuracies. Therefore, typical liability traps and […]
BGH ruling: Private pension provision pensions are fully attachable
Many self-employed persons and freelancers are not aware that, according to a ruling of the Federal Court of Justice, private insurance pensions, such as accident or occupational disability pensions, or pensions of former freelancers and self-employed persons do not enjoy any protection against seizure. As a rule, the legally permitted insurance assets that are exempt […]