Cancelling an Occupational Pension (bAV): What You Lose and the Better Alternatives

Cancelling an occupational pension (bAV) can carry serious financial consequences – from back-tax payments to the loss of accumulated capital. Learn when cancellation makes sense, which alternatives exist and how to secure your retirement provision in the best way.

Read More

Private Legal Expenses Insurance – An Introduction

Whether at work, on the road or in tenancy matters, legal expenses insurance can help you enforce your claims. Yet coverage gaps often lurk. We show what to watch for when signing up and how to secure your rights when it counts.

Read More
Account blocked lawyer: how to access your money

Account Blocked: No Money, No Movement

From unpaid invoices to suspected money laundering - the reasons for account blocks are manifold. Here you will learn how to react, stay capable of acting and which legal options you have to lift the block.

Read More
Caution: over-collateralisation of bank loans

Over-Collateralisation of Bank Loans in Germany

Banks often secure loans with far more assets than necessary – in a worst-case scenario, this can cost the borrower their home, business or savings. Learn how over-collateralisation arises, what types exist and how you can legally defend yourself against it.

Read More
Scales of justice – notary liability in Germany

Notary Liability in Germany: Your Claims When Contracts Go Wrong

Notaries safeguard contracts and legal transactions in Germany, but they too can err. When official duties are breached, notary liability lets injured clients claim compensation.

Read More
The margin call – an emotional rollercoaster

Margin Call: Is This the End of the Property Bubble?

The impact of rising interest rates and current inflation. A pounding heart, dreams and the prospect of a home of your own – this is how the journey of a property owner often begins. Yet deep within this adventure lurks a challenge that can shake owners’ financial well-being and very existence: the margin call.

Read More

Forced Renovation

How expensive will the dream of home ownership For many people, the dream of owning their own home is a lifelong goal and an integral part of private wealth accumulation. Hardly any other investment […]

Read More

Complex Asset Management

Long-term planning but in line with demand If you earn money, you have to learn how to handle it. On the one hand, it is important to be able to cover the needs of daily […]

Read More

Pension Taxation

A life for the treasury It's finally here, the well-deserved pension, the much longed-for retirement, the end of all obligations, finally never having to pay taxes again. Well, not quite. The taxation of […]

Read More

Burden-Sharing Levy 2026: Is Your Property Still Safe? Tips on the German Burden-Sharing Levy 2026

There is no enacted German burden-sharing levy for 2026 – yet a possible wealth levy on real estate is being debated. What property owners should know now about expropriation risk, compulsory mortgages and asset protection.

Read More

Asset Investment in Dubai

Mecca of the rich and beautiful Dubai, with its capital Dubai City, is probably the best known emirate in the United Arab Emirates and certainly the most notorious. Time and again, the small princely […]

Read More

Digital Nomad

From Paraguay to the world: More and more often we hear in the media about digital nomads, people who spend their lives traveling or on the most beautiful beaches in the world. The […]

Read More

Investment in North America

Why Canada is attractive for investors The economic and political situation in Europe, as well as the issues of climate change and peace, are prompting more and more people to diversify their assets. Whereas in […]

Read More

Expropriation Protection

Take care of your assets One crisis follows the other, fronts harden and for the ordinary citizen, events roll over at a speed that makes it almost impossible to assess the consequences involved and to […]

Read More

Serbia

Asset protection in the Balkans Idyllically, it lies in the sunset, the Danube oh so familiar to us. In the distance a city - Belgrade, metropolis of the Balkans and capital of Serbia. […]

Read More

Alternative Investments

How to protect your assets Where to put all that money? An admittedly somewhat gloating question that will certainly only concern a portion of our readership, but could be all the more valuable for […]

Read More

Pension Commitment and Insolvency

Insolvency application risk for pension commitments The so-called pension commitment or direct commitment is a common and extremely popular pension provision concept for managing directors, especially in medium-sized companies. Thousands of times thought of […]

Read More

Risk Diversification & Asset Protection

Diversification: How to safeguard assets in the long term For those who handle their assets responsibly, risk diversification is a must. Not only since the financial crisis of 2008, the real estate crisis or […]

Read More

Inflation: When Money Is No Longer Worth Anything

Inflation and its prospects Things look bleak, and not just at the supermarket checkout and gas station. With a current inflation rate of over 7.3%, we can practically watch our hard-saved wealth shrink. What […]

Read More

Gift Tax and Inheritance Tax

How to protect your assets from gift tax First of all, it is important to clarify the question of why such a bizarre-sounding tax as the gift tax is actually levied in Germany. The widespread […]

Read More

Company Succession: Generation Change in Family Businesses

How to ensure the continuity Germany, the country of medium-sized companies, owner-managed family businesses and difficult company succession. There is hardly a country that boasts as much about the strength of its middle class […]

Read More

Commercial Agents and Commercial Agency Law

Clear rules for successful cooperation Commercial agents initiate business in the name of and on behalf of businesses and companies and conclude transactions for them on a commission basis. Here the representatives are in […]

Read More

Reversal of Insurance Policies for Capital & Financial Investment

Why you should cancel an insurance policy After taking out an insurance policy, there are Insured persons have two options contractual relationship with your insurer to terminate the contract: On the one hand, the contract […]

Read More

Tenancy Law

Tenancy law jungle and pre-programmed dispute In Germany, only just under 50% of the population live in their own four walls, which puts this country in second-to-last place in Europe as far as the home […]

Read More

Anticipated Succession

Legal and tax advice for testators on the topic of succession. Anyone who has built up private wealth during their lifetime, or received and grown family wealth, wants this to remain within their own family and heirs in the future. The clear goal is naturally to preserve one's own wealth without losing value to the tax authorities or potential inheritance disputes […]

Read More

Asset Manager's Liability: Right to Compensation and Damages

Asset manager liability: What you need to know Those who are wealthy or come to assets are not necessarily also experts in the field of money investmentor asset management. For this reason, in order […]

Read More

Liability of Tax Consultants

Tax consultants are not infallible either The tax law in Germany is known to be one of the most complex and most comprehensive on this planet. In order not to get unloved mail from […]

Read More

Attorney Liability

Lawyers are not untouchable either When we turn to a lawyer with a matter of concern, the reasons for this are manifold, often unattractive and usually require specific expertise, which cannot be accessed by […]

Read More

Business Closure Insurance (BSV) in the Corona Crisis

Corona-related plant closures: The insurances When the authorities decided to close the restaurants at the end of March 2020, many restaurateurs were sure that this would be a clear case for the business closure insurance […]

Read More

Insolvency Corona Crisis: What You Need to Know Now

The Corona crisis and its immediate effects on the economy While at the end of 2019 the topic of coronavirus or Covid-19 was still perceived in Germany as a purely Chinese "problem", events in […]

Read More

Retirement Provision and Asset Planning

Private pension provision affects us all While 20 years ago bottle collecting pensioners were a rare sight on Germany's streets, today they are already part of the everyday street scene. The results of a survey […]

Read More

Lawyer Asset Protection in Munich

Asset protection: Protect your private or business assets from creditors and insolvency From our daily practice we know that there are a number of different ways to lose your assets and also your old age […]

Read More

Interest Fraud with System

How banks and credit institutions earn money with incorrect interest calculations We Germans are known beyond our national borders for our preference for cash and savings books. In a European comparison, we are the […]

Read More

Company Pension Scheme for Managing Directors and Shareholder-Managing Directors

Loss of company pension scheme for managing directors in the event of insolvency The company pension scheme has increasingly become the focus of public interest in recent years due to changes and adjustments in pension […]

Read More