Lawyer for Investment Law in Munich

Investment law: Ask at the right time

The investor protector Heinz Gerlach (*1945, +2010) once said that the typical investor at the regulars' table only has three questions:

First question: The investor waves various prospectus documents around and asks “Is this anything?”
Second question: “And what's the best one?”
Third question (usually after months or years): “What's the best way to get out of this now?”

To put this short anecdote in a nutshell for you: Many investments do not deliver what they promise. Capital and financial investments are usually highly complex products that require an enormous amount of explanation for investors.
As is so often the case, the real problem lies not in the investment products themselves, but in the fact that the countless investment products are rarely scrutinised or even questioned by investors. Glossy brochures as well as convincing financial advisors and brokers often deceive about the actual potential of an investment.

The disadvantages of an investment or possible risks are often neglected or dismissed as unlikely during a consultation. The distribution of investments is a flourishing business that is driven by commissions and deals. Most investment products tie up their investors for many years and often make an exit from the chosen financial product difficult or even impossible. Another aspect that is often overlooked by investors is no less serious: not every investment is suitable for every type of investor. The range on offer is overwhelming and mostly opaque for people from outside the industry. So ask in good time before you decide on an investment.
We will be happy to advise you!

How we support you as a lawyer in investment law

• Comparison of investments and insurance offers
• Advice on the selection of a suitable bank and/or insurer
• Support in the selection of an asset manager (so-called beauty contest)
• Support in the selection of a protector to safeguard your interests
• Review of so-called prospectus reports
• Analysis of tax reports on investment models
• Advice on minimising losses on your investment

What to do if you have been cheated or deceived as an investor

Are you an investor who feels deprived of your investment? Were you promised more by your financial advisor or intermediary? Do not simply accept your losses. You usually have a good chance of redress from those responsible.
The distribution of a financial product involves a number of different actors who can potentially be held liable. In addition to the financing bank, trustees, consultants, agents, notaries, property developers, rent guarantors, initiators and structured sales organisations may also be considered for asserting your legal claim. Often the possibility is also overlooked that those involved in the preparation of the prospectus for the investment can be held liable if it is incorrect or misleading. This extends the circle of persons who can potentially be held liable to include, for example, lawyers, tax consultants, auditors and engineers.

As a lawyer specialising in investment law, we support you as follows

• Comprehensive analysis of all documents relating to the investment concerned
• Expert assessment of the current situation
• Provision of solution approaches for a strategic and tactical course of action
• Examination of claims for damages
• Litigation to enforce claims for damages and rescission
• Design and review of models for asset protection in retirement planning (“Asset Protection”)
• Restructuring of investments in case of financial difficulty

Helpful further articles on the topic of capital investment

• Investment fraud in the billions according to § 264 StGB
• Optimal revocation for credit, capital investment and insurance
• Capital investments as modified snowball systems – tax liability despite total loss