The insurance industry is facing a wave of uncertainty and upheaval. Accordingly, ratings are playing an increasingly important role in the German insurance market. Both the profitability and economic stability of insurance companies are under scrutiny, as are insurance products in combination or independently of them. The ratings are addressed to analysts and investors on the one hand and to policyholders on the other. In this anthology, renowned experts provide a practical insight into the process of rating, approaches of rating agencies, prerequisites for a good rating, instruments and methods of risk identification and management. From the contents Nature and significance of insurance rating Rating approaches Methods and processes of insurance rating Benefits and functions of insurance rating
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About the author
Dr. Johannes Fiala has been working for more than 25 years as a lawyer and attorney with his own law firm in Munich. He is intensively involved in real estate, financial law, tax and insurance law. The numerous stages of his professional career enable him to provide his clients with comprehensive advice and to act as a lawyer in the event of disputes.
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