The commission levy by the cash-back insurance broker as an alternative to the net tariff. How insurance brokers give up to more than 40% of insurance premiums to their clients More and more intermediaries are waiving their commissions, not only in the case of insurance brokerage, but also in the case of open-ended investment […]
– When insurance brokers can receive fees in addition to brokerage – “Tine flies like an arrow. Fruits flies like a banana.” (Groucho Marx) For decades, insurance brokers have competed with business and tax advisors, legal counsel, and insurance consultants. In this context, comprehensive insurance advice as pure legal advice is (also) part of […]
In recent years, foreign insurers have increasingly sought to enter the German market – in a variety of ways: In September 2013, for example, BaFin counted a total of 216 branches and branch offices of foreign institutions in Germany. The GdV reported at the end of September 2013 that primary insurers whose head office is […]
The PKV does not cease to invoke an alleged disadvantage of the statutory health insurance. There, the legislature could reduce benefits at any time by legislative decree. He had also made use of this time and again in order to keep an increase in contribution rates within limits. In private health insurance, on the other […]
The benefits in private health insurance are fixed by contract, but they are not irrevocably fixed, the benefits can also be reduced. Anyone who claims otherwise as an intermediary is liable. An the face of ever new legally imposed benefit restrictions in statutory health insurance, one advantage of private health insurance is praised: The benefits […]
PKV offers no guarantee of better rates The PKV is raging against the possibility for the GKV to offer optional tariffs, which was introduced a few years ago by the law to strengthen competition. They are not demographic because of the lack of ageing provisions, the premiums increase with age to an unaffordable level, they […]
… at least potential for ways up to the constitutional court dgd – Even if health minister Ulla Schmidt (SPD) wiegelt, doubt (not only right) politicians of the Union parliamentary group, the liberals and the Greens in the Bundestag further at the constitutionality of the health reform. Like other legal politicians of the CDU/CSU and […]
New rules Those who want to take their age reserve with them when changing to a (different) private health insurance should not take this step until the first half of 2009. Experts believe that a shakeout is imminent in the private health insurance market. The health reform is not only likely to make premiums considerably […]
�In a few years we will know through case law what the government might have meant by its laws.� (Dr. Jenssen – VDVM) Uncertainty when choosing and switching insurance This year, professional organisations announced that the outlook for the private health insurance (PHI) sector was stable. However, experts believe that a shakeout in the private […]
Private health insurance intermediaries must prepare themselves for the fact that a market shakeout is imminent. This adjustment ranges from the ageing and discontinuation of certain tariffs to the withdrawal of individual private health insurance companies from the market. It was not without reason that the PKV association denounced the economically expropriating effect of the […]
