Russian Roulette

Many financial service providers are dramatically underinsured and expose themselves to unnecessarily significant liability risks. By Johannes Fiala Year after year, a five-digit number of financial advisors and insurance brokers are hauled before the cadi due to claims for damages. The number of out-of-court settlements is many times higher. A particularly large amount of “backlog” […]

Post-mortem allowance Succession planning and pension provision

An advisor to private wealth clients is familiar with “anticipated inheritance.” Every ten years, the usual allowances for spouses and children – via chain gifts also from grandparents to grandchildren can be used. What is less well known is that this inheritance tax ten-year rule can also be applied after death. This also multiplies the […]