– Why some asset protection leads to poverty or prison – It is common practice for credit institutions of all kinds and independent advisors to sell “private financial planning” to their clients. This may well cost a few thousand euros in fees – only for the time being, because the damage done in the […]
Artikel zum Thema: Contestation
Capital protection: Why some asset protection schemes lead to poverty or prison
It is common practice for credit institutions of all kinds and independent advisors to sell “private financial planning” to their clients. This may well cost a few thousand euros in fees – only for the time being, because the damage done in the process is often up to more than six figures. Bank(st)ers let it […]
Legally managing the insolvency risks of pension schemes
The basic provisions granted by the legislator as a protective shield for old-age provision are not comprehensive. The approach of professional asset protection starts with the consideration of an early division of assets. By separating the professional risks within the framework of a corporation from the private assets, a liability block is created quite legally. […]
Liability despite total loss
– What are the liability risks for investors, advisors and intermediaries? German investors lose up to more than 40 billion euros annually on capital investments. Time and again, public prosecutors or insolvency administrators are interested in whether the calculation of returns or the practices in balance sheets and accounting have been all too creative […]
Capital investments as modified fastball systems – tax liability despite total loss
– What are the liability risks for investors, advisors and intermediaries? German investors lose up to more than 40 billion euros annually on capital investments. Time and again, public prosecutors or insolvency administrators are interested in whether the calculation of returns or the practices in balance sheets and accounting have been all too creative […]
So-called guaranteed benefits in the pension scheme are absolutely not guaranteed
– What life insurance companies and pension funds are hiding from premium payers – Life insurance policies for occupational (bAV) and private (pAV) pensions, but also pension schemes, can provide far fewer benefits than promised or promised on paper. However, policyholders often have a claim for damages against the intermediaries and advisors or product […]
Tax liability for gifts – or tax evasion deluxe
Pitfalls for donors, donees and authorities What aspects and what legal situation are there to consider when making gifts? A gift to one’s own child, a parent’s foundation to support daycare facilities or such a facility itself can be an interesting option for tax optimization. In the case of gifts, no one is required […]
Insurance brokers liable despite worthless ‘legally secure’ interview transcript
How it can succeed almost always the mediator into the adhesion to get …..: Insurance mediators maintain gladly that the fee consultation the future belongs – some insurers offer in addition already a mediation fee agreement, in which the customer commits itself the costs of the switching over 60 monthly rates to abstottern. Although this […]
Insurance brokers liable despite ‘legally sound’ memorial protocol
How it can succeed almost always the mediator into the adhesion to get …..: Insurance mediators maintain gladly that the fee consultation belongs to the future – some insurers offer in addition already a mediation fee agreement, in which the customer commits itself the costs of the switching over 60 monthly rates to abstottern. In […]
Pitfalls for donors, donees and authorities
In the case of gifts, no one is required to submit a tax return as long as no request has been made by the tax authorities. However, the donor and the acquirer are obliged to notify the tax office of the gift, § 30 of the German Inheritance Tax Act (Erbschaftsteuergesetz, ErbStG). Even if you […]