German Pension Insurance Archives - Rechtsanwaltskanzlei München

Published on: 4. February 20203. December 2020

How retirement income and pension increases can be designed at an early stage

In the last up to more than 35 years, people’s parties have more than halved the statutory net pension level. The cost of an equally high funded pension in safe government bonds has approximately tripled as a result of political decisions. subscribers of Basic income support – most of which is not applied for by […]

Published on: 29. January 20202. December 2020

Pre-programmed old-age poverty despite additional private provision by those with compulsory insurance

– Why average earners only have prospects of receiving a basic security pension – Anyone who is employed as a worker with a continuous income until the age of 67 can expect to receive a net pension amounting to 50% of their last net income when they retire in the not too distant future. […]

Published on: 13. January 20203. December 2020

Save taxes on capital payments under the company pension scheme (bAV), severance payments and after active partial retirement

– How to design more retirement income and pension increases early on ? “He who does not work should not eat” (Franz Müntefering, 09.05.2006) In the last up to more than 35 years, people’s parties have more than halved the statutory net pension level. The cost of an equally high funded pension in […]

Published on: 15. February 201811. January 2021

Statutorily insured without occupational abandonment

The most important information on compulsory health insurance and pension insurance for the self-employed The Federal Social Court (BSG, ruling of 29.07.2015, Ref. B 12 KR 4/13 R) ruled that the mere performance of duties as a body of a corporation (AG, GmbH) without further active involvement in the GmbH beyond that does not constitute […]

Published on: 25. January 201811. January 2021

Compulsory insurance in KV and RV for self-employed persons

– How the self-employed can take out statutory insurance even if they do not have a job – The Federal Social Court (BSG, ruling of 29.07.2015, Ref. B 12 KR 4/13 R) ruled that the mere performance of duties as a body of a corporation (AG, GmbH) without further active involvement in the GmbH […]

Published on: 15. November 201711. January 2021

The fairy tale of the unprofitable German pension insurance scheme

– When a funded pension would be comparable – The Deutsche Rentenversicherung Bund (DRV) lets its insured know that voluntary contributions in particular lead to an annual pension of 5.18%. In many cases, it is nonsensical to compare returns, as this would require consideration of the increasing payouts, including increasing life expectancy. The answer […]

Published on: 9. November 2017

Pension: once “the yellow of the egg” – today expropriated

Pre-programmed old-age poverty despite additional private provision by those with compulsory insurance: Which is why even average earners have the best prospects of a basic pension. Anyone who is employed as an employee until the age of 67 with a continuous income can expect to receive a net pension amounting to 50 percent of […]

Published on: 9. August 201711. January 2021

How the self-employed can take out statutory insurance

In the case of the Federal Social Court, the owner of a clothing chain was to be treated only as a “part-time self-employed person” after he had received a widower’s and standard old-age pension, so that in future he would not have to pay the higher voluntary contributions but only compulsory contributions to the statutory […]

Published on: 9. August 2017

How the self-employed can take out statutory insurance

Published on: 23. August 2016

Company pension scheme: Pension insurance obligation with GGF?

The ruling of the Federal Social Court: Before the Federal Social Court (BSG) a GGF with its Unternehmensberatungs-GmbH lost: After the wording of the reasons for the judgement (Az. B 12 RA 1/04 R) also a GmbH managing director active only for its own GmbH is subject to the pension insurance obligation. The Federal Minister […]

Phone:	+49 (0)89 – 17 90 90 – 0
Skype:	Dr. Johannes Fiala PhD
Fax:	+49 (0)89 – 17 90 90 – 70
E-Mail:	info(at)fiala.de

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