Numerous rulings indicate how easily tax advisors can be held liable in connection with advice on occupational pension schemes (bAV). One of the key issues in advising business managers is the insolvency-proof nature of the provision – it is precisely on this point that insurance sales spread numerous legal inaccuracies. Therefore, typical liability traps and […]
Pension commitment no substitute for missing occupational disability pension Andreas Bosl, owner of the company MBD Mittelstands-Beratungs-Dienst e.K., Management consultancy in Pöcking, www.mbd-bav.de Dr. Johannes Fiala, lawyer (Munich), mediator (Univ.), MBA Financial Services (Univ.Wales), MM (Univ.), certified financial and investment advisor (A.F.A.), EC expert (C.I.F.E.), lecturer (Univ. of Cooperative Education), banker (www.fiala.de) At present, typical […]
– Supervision-free alternatives to private health insurance – I. Distinction from insurance business subject to prudential supervision A widespread – and erroneous – view is that anything that somehow falls within the scope of insurers’ activities must be insurance subject to licensing. Even very obvious examples show that this obviously cannot be the case. For […]
It happens again and again that typical medium-sized GmbHs get into a crisis situation because a managing director suddenly becomes professionally incapacitated. Read where the causes and liability traps lie. If the boss is absent due to health problems, it often becomes critical for the GmbH. This is not an isolated incident. Insolvency administrators observe […]
No occupational disability pension (BU pension) for managing directors of GmbHs despite pension commitment The Mittelstands-GmbH gets more and more often into a crisis, because a managing director becomes professionally unfit. An isolated incident? No. Insolvency administrators observe that the occupational disability of the managing director has become an increasing reason for insolvency. But what […]
Currently, the typical medium-sized GmbH (limited liability company) finds itself more and more often in a crisis situation because a managing director suddenly becomes incapacitated for work. An isolated incident? No, because insolvency administrators observe that the occupational disability of the managing director has become an increasing reason for insolvency. But what are the causes […]
If the boss drops out due to health problems, it can become critical for a GmbH, because often there is no occupational disability pension for managing directors despite pension commitments. At present, the typical medium-sized GmbH is increasingly finding itself in a crisis situation because a managing director suddenly becomes incapacitated. An isolated incident? No, […]
If the man (or woman) in the executive suite drops out due to health problems, it can become critical for the GmbH. What to look for. In a nutshell – a medium-sized limited company cannot afford the disability of its managing director. – A BU component built into the entire supply contract has disadvantages. – […]
*by Johannes Fiala, lawyer (Munich), MBA Financial Services (Univ.Wales), MM (Univ.), certified financial and investment advisor (A.F.A.), EC expert (C.I.F.E.), lecturer (Univ. of Cooperative Education), banker (www.fiala.de) and graduate mathematician Peter A. Schramm, actuary DAV (Diethardt), actuarial expert (www.pkv-gutachter.de). “The less people know how sausages and laws are made, the better they sleep.? (Otto Eduard […]
