Currently, the typical medium-sized GmbH (limited liability company) finds itself more and more often in a crisis situation because a managing director suddenly becomes incapacitated for work. An isolated incident? No, because insolvency administrators observe that the occupational disability of the managing director has become an increasing reason for insolvency. But what are the causes […]
Artikel zum Thema: Case of damage
Double holds better
If the boss drops out due to health problems, it can become critical for a GmbH, because often there is no occupational disability pension for managing directors despite pension commitments. At present, the typical medium-sized GmbH is increasingly finding itself in a crisis situation because a managing director suddenly becomes incapacitated. An isolated incident? No, […]
Legal status and liability risks of the pseudo-broker
By Dr. habil. Boris Bartikowski, Associate Professor in Marketing, Euromed Marseille School of Management, Tel.: +49 (0) 8294 30 63 60; Tel.: +33 (0) 4 91 82 79 82, boris.bartikowski@euromed-marseille.com, www.euromed-marseille.com and lawyer Dr. Johannes Fiala, Kanzlei Fiala & Weber – RA, Mediator, StB & WP, MBA (Univ.Wales), MM (Univ.), Bankkaufmann (IHK), Geprüfter Finanz- und […]
Occupational disability pension for GmbH managing directors
If the man (or woman) in the executive suite drops out due to health problems, it can become critical for the GmbH. What to look for. In a nutshell – a medium-sized limited company cannot afford the disability of its managing director. – A BU component built into the entire supply contract has disadvantages. – […]
New sources of danger
23 November 2006 ? Today, the new intermediary law is to pass the Bundestag. This brings new insights for the impact on the work of all intermediaries in the insurance and financial services sector. In the future, the insurance intermediaries will be subject to the so-called information, consulting and documentation obligations. We are however the […]
Controlling und Vertriebsrecht: Immer größere VSH-Lücken im Bereich geschlossener Fonds und Beteiligungen*
Controlling and distribution law: Increasingly large VSH gaps in the area of closed-end funds and participations*. (Louis Armstrong, American jazz musician, 1900 – 1971) The VSH broker Ralf W. Barth has long recognized (www.rwb-finanz.de) that with the increasing legal regulation of the intermediary market (EU-VRL, MiFID, VVG reform, etc.) a clear limiting trend in the […]
bAV: Liability traps with the time value account – Traps for the financial sales force
*by Johannes Fiala (Munich), attorney (www.fiala.de), and Peter A. Schramm (Diethardt), actuarial expert (www.pkv-gutachter.de) No company pension scheme This is not a way of implementing a company pension scheme. Rather, it is a matter of a “gross saving” by the employee, whereby an “incident” can occur at any time, which then triggers a payment as […]
occupational pension schemes: liability of intermediaries, insurers and tax advisors !
*by Johannes Fiala, lawyer (Munich), M.B.A. (Univ.Wales), M.M. (Univ.), certified financial and investment advisor (A.F.A.), banker (www.fiala.de) Financial service providers with experience in advising on occupational pension schemes report that most occupational pension schemes are designed or implemented incorrectly. When the child has fallen into the well, the question of responsibility arises. Liability for incorrect […]
occupational pension schemes: liability of intermediaries, insurers and tax advisors !
*by Johannes Fiala, lawyer (Munich), M.B.A. (Univ.Wales), M.M. (Univ.), certified financial and investment advisor (A.F.A.), banker (www.fiala.de) Financial service providers with experience in advising on occupational pension schemes report that most occupational pension schemes are designed or implemented incorrectly. When the child has fallen into the well, the question of responsibility arises. Liability for incorrect […]
Initiatoren controlling and Coaching: New law permits legal services starting from 01.07.2007 by tradesmen ? but old rules still apply.
*by Johannes Fiala, Lawyer (Munich), Mediator (Univ.), MBA Financial Services (Univ.Wales), MM (Univ.), Certified Financial and Investment Advisor (A.F.A.), EC Expert (C.I.F.E.), Lecturer (Univ. of Cooperative Education), Banker (www.fiala.de) The client goes over the settlement with his lawyer. “Nothing wrong with the expense of lunch,” he says, “though I actually thought you invited me. But […]