Date: 07.11.2007 – 10:16 Category: Commerce, Economy, Finance, Banks & Insurances Press release of: CSS Versicherungen AG Vaduz
(openPR) – exciting discussions around age reserve, ombudsman and PKV federation Vaduz. For the first time CSS presented itself around managing director Beat Moll during the DKM in Germany. With the health insurance professional Thorulf Müller, lawyer Dr. Johannes Fiala and actuary Peter Schramm, CSS was able to win over three recognised specialists in the field of private health insurance as speakers. The feedback from the participating representatives of large broker pools was correspondingly enthusiastic, and they were able to take away important information for their everyday practice. “The active discussion showed how great the interest is in our products, which among other things are calculated in a progressive way without any age provision”, Beat Moll, who himself was involved as a speaker, was pleased to say.
Peter Schramm calculated that the up to more than 50% higher premium with age provision would be a loss-making business for three quarters of the insured, as most insurance policies would be terminated prematurely. The premiums saved on tariffs without an age provision should better be invested alternatively. If the mediator does not sufficiently inform about the loss of the age provision in case of an insurance change, he has to pay for the premium difference, warned RA Dr. Johannes Fiala with regard to the judgement of the Federal Supreme Court (Az. III ZR 228/05). The KV professional Thorulf Mueller held a plea for the insurance broker, who makes the ombudsman superfluous as a trustworthy administrator of the customer. If you have a dispute with a foreign insurer, you can turn to FIN-NET, the European Commission’s complaints network. Jodok W. Kobelt, as moderator, led through the event in a sovereign and sympathetic manner.
CSS Press Service c/o Beaufort 8 GmbH, Jolanta Gatzanis, Mira Sin, Tel: 0711/25773-85 / -83; Fax: 0711/25773-88; E-Mail: email@example.com
With over 100 years of history and corresponding experience, CSS stands for careful innovation and rock-solid services. In addition, its size guarantees continuity: the annual premium volume amounts to just under EUR 2 billion. With its subsidiary CSS Versicherung AG (headquartered in Vaduz), the CSS Group has expanded its business activities to Germany in order to enable local policyholders to benefit from services that are unique by German standards, such as the CSS.flexi modular model or the no-claims bonus.
Our office in Munich
You will find our office at Fasolt-Strasse 7 in Munich, very close to Schloss Nymphenburg. Our team consists of highly motivated attorneys who are available for all the needs of our clients. In special cases, our law firm cooperates with selected experts to represent your interests in the best possible way.
About the author
Dr. Johannes Fiala has been working for more than 25 years as a lawyer and attorney with his own law firm in Munich. He is intensively involved in real estate, financial law, tax and insurance law. The numerous stages of his professional career enable him to provide his clients with comprehensive advice and to act as a lawyer in the event of disputes.
»More about Dr. Johannes Fiala
On these pages, Dr. Fiala provides information on current legal and economic topics as well as on current political changes that are of social and/or corporate relevance.
Arrange your personal appointment with us.
You are already receiving legal advice and would like a second opinion? In this case please contact Dr. Fiala directly via the following link.
(The first phone call is a free get-to-know-you conversation; without consulting. You will learn what we can do for you & what we need from you in terms of information, documents for a qualified consultation.)