Consultants, lawyers and representatives met for the first roundtable discussion in Munich and discussed the current pension situation of self-employed employees and family members working in owner-managed companies.
Press release from 27.07.06
From Munich at the table sat the pension advisor Mirko Dost; attorney Johannes Fiala, lawyer and examined financial and investment advisor; Richard Schaurich chairman of the federation of the independent ones, regional organization Bavaria, as well as the supply expert Christian Marchsreiter, director of Institut for the adjustment of the social security (IRSV). Dr. jur., an expert on occupational pension schemes, travelled from Jena. Claus Fuchs. Dr. Albert Bruer, publisher and editor-in-chief of Performance, Oberhaching, had invited. The participants in the discussion group mainly criticised the fact that the constitutional state rarely shows itself willing enough to guarantee its citizens the necessary security of supply through statutory social insurance and to inform them about the dramatic consequences of a failure to insure which is recognised too late. This has a particularly serious impact on the pension situation of older employees who have paid into the social security system for decades and then – because of the legal situation – cannot rely on the social protection they had hoped for. In the case of employment that is not subject to compulsory insurance, they will not receive legally binding clarification of their personal pension situation until they take care of this themselves. Which usually happens way too late and is rarely fixable enough. The majority of so-called pension consultants are completely overwhelmed with the manifold tasks around the topic of social security clearing as well as legal and pension security. They reduce the solution of their clients’ problems solely to the sale of insurance products, irrespective of the resulting liability risks of their own and possible subsequent claims on the part of the social insurance institutions against the address of their consulting clients. In view of the legal situation and current developments, there is a need for qualified advisors and recognised experts to play a role. The result of the first Munich roundtable discussion can be read in the July/August issue of Performance. The entire expert discussion was recorded as a sound recording on two DVDs and can be obtained for a nominal charge of 20 euros (plus VAT and postage) from: email@example.com, keyword “Roundtable on Social Security”.
Institute for the Regulation of Social Insurance IRSV AG PressService In the Excellent Business Center Theresienstraße 6-8 D-80333 Munich Phone: 089 – 288 90 488 Fax: 089 – 288 90 45 E-mail: firstname.lastname@example.org Internet: www.irsv.de/
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Dr. Johannes Fiala has been working for more than 25 years as a lawyer and attorney with his own law firm in Munich. He is intensively involved in real estate, financial law, tax and insurance law. The numerous stages of his professional career enable him to provide his clients with comprehensive advice and to act as a lawyer in the event of disputes.
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