Insurance Archives - Rechtsanwaltskanzlei München

Published on: 24. September 2014

Revocation of insurance policies

Since a decision by the European Court of Justice (ECJ) on 19 December 2013 (Case C-209), insurance customers are increasingly checking whether they can still revoke their insurance policies. The aim is to recover the insurance premiums paid or to unwind insurance policies with negative returns. Insurance companies have often failed to adequately and effectively […]

Published on: 15. September 2014

Federal Supreme Court: Insurance benefits remain with the recipient despite revocation

When the revocation of life, pension and other insurance policies can be worthwhile Since a decision by the European Court of Justice (ECJ) on 19 December 2013 (Case C-209), insurance customers are increasingly checking whether they can still revoke their insurance policies. The aim is to get back the insurance premiums paid or, in […]

Published on: 30. May 201116. February 2021

Planning replaces chance with error

Death, divorce and insolvency – What happens to life insurance? Some policyholders (VN) decide too late that they would like to change the subscription right of a life insurance policy(ies). If the policyholder instructs his broker to make the change, it is important that this is regularly done in writing in accordance with the insurance […]

Published on: 30. May 2011

Planning replaces chance with error

Published on: 2. March 200916. February 2021

Corruption, tax fraud and financial dilettantes

“Who burned our money?” exposes fraudulent schemes in the financial system “An all-finance authority like BaFin truly experiences a lot in the course of a year – including nasty surprises. But the subprime crisis that hit us in mid-2007 dwarfs anything we have seen before. Clever financial engineers exploited national and international supervisory loopholes, […]

Published on: 8. September 2008

Divorce reform: New pension equalisation scheme

Additional costs and liability risks for employers – principle of “internal division” distributes opportunities and risks between spouses Until now, pension entitlements have been calculated using “error-prone forecasts” and often with “value distortions via the present value ordinance”, made comparable with statutory pension insurance entitlements and then the difference in value of all entitlements acquired […]

Published on: 7. September 2008

Company pension scheme: Early termination of insurance contracts in the event of a change of employer

By Dr. Johannes Fiala and Thomas Keppel Reader A. S. asks: In the July 2007 issue of BC, I read with great interest the article on occupational pension provision and the employer’s obligation to offset losses in the case of deferred compensation. Subsequently, I invited our insurance agent for a discussion. He informed me, among […]

Published on: 9. April 200816. February 2021

The fair tax fairy tale

Black money abroad and other investment risks “My son, do your business with pleasure during the day, but only do it in such a way that we can sleep peacefully at night”. (Thomas Mann, Buddenbrooks) Tax fairness: “Inflation is eating away at assets and my retirement savings !” The “perceived inflation” of real everyday […]

Published on: 21. March 200816. February 2021

The liability of the supervisor

The work “The Liability of the Caregiver. A practical handbook by Deinert/Lütgens/Meier has now been published in its second current edition by Bundesanzeigerverlag. With the collaboration of Dr. Johannes Fiala for the part “Liability insurance and insurance protection”. For more information about the work, here. You can get the work here.

Published on: 20. February 2008

“Fee-based advisors” instead of multiple agents, exclusivity or insurance brokers?

A megatrend with built-in incitement to – and liability for – tax evasion Dr. Johannes Fiala, Attorney at Law (Munich), MBA Financial Services (Univ.), MM (Univ.), Certified Financial and Investment Advisor (A.F.A.), Lecturer for Civil and Insurance Law (BA Heidenheim, Univ. of Cooperative Education), (www.fiala.de) and Dipl.-..Math. Peter A. Schramm, expert for actuarial science (Diethardt), […]

Phone:	+49 (0)89 – 17 90 90 – 0
Skype:	Dr. Johannes Fiala PhD
Fax:	+49 (0)89 – 17 90 90 – 70
E-Mail:	info(at)fiala.de

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