Insurance Law

As already mentioned above, insurance companies are profit-oriented companies with classical economic goals. The benefit claim in the insurance business is, especially in the case of high sums and frequent occurrence, always a “worst-case scenario” for the insurance provider. More and more frequently we see in practice unjustified refusals to settle or intentional delays on the part of the insurance companies to avoid a costly settlement of claims. Da Versicherungen meist der Absicherung substanzieller Risiken dienen, kommt es bei Nichtzahlung der Versicherung in vielen Fällen zu erheblichen finanziellen Einbußen bei den betroffenen Versicherungsnehmern. Fast solutions and a professional handling of the practices of the insurance companies are therefore of utmost importance for the insured. The correct procedure in the event of damage with regard to the observance of deadlines, the explanation of the course of damage etc., play a role in the actual settlement of the damage. Here, too, it is important to seek expert advice in order to assert the own claims against the insurance company. A correct and well-founded procedure is often already sufficient to achieve an out-of-court regulation by the insurer. If this does not succeed, the process path often remains unavoidable.

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