– Avoiding the risks of the final withholding tax savings model – The truth is often brutal, the lie only when it is uncovered. Erhard Blanck. In order to circumvent the final withholding tax on investment income, ultimately to reduce the taxes, and for tax-free retention of the income, life insurance companies from Liechtenstein, […]
Artikel zum Thema: Kick-Backs
Life insurance in Liechtenstein: Asset protection with total default risks
“If you have faith, it’s all over.” (Stanislav Lec, Polish poet) Asset protection is the separation of business and private risks or assets, including the integration of insurance protection. Risks to private assets stem primarily from the business sector (e.g. liability for break-through) or from financing, but also from separation/divorce or legal disputes. […]
In the purchase lies the profit – customer advantages by commission levy
The commission levy by the cash-back insurance broker as an alternative to the net tariff. How insurance brokers give up to more than 40% of insurance premiums to their clients More and more intermediaries are waiving their commissions, not only in the case of insurance brokerage, but also in the case of open-ended investment […]
LV from Liechtenstein: a planned tax fraud?
What intermediaries, especially insurance brokers, should watch out for Broker advisors and insurance intermediaries often ask themselves whether brokering life insurance policies from Liechtenstein is perhaps already tax fraud? After all, foreign insurers would love to claim that no taxes were involved. And wouldn’t this be as dangerous as moving supposedly “tax-neutral” money into or […]
Company pension via a foundation?
The forecasts for benefits of numerous private pension insurance policies have more than halved since they were taken out, which has only been the case since 1990, due to the sharp fall in interest rates in the meantime. This is no different in occupational pension schemes (bAV), which are largely organised via life insurance policies. […]
Up to more than 50 % less pension for chamber professionals
Around 90 pension funds, also known as pension chambers, are public corporations that collect funds from their “compulsory members” to build up a funded pension scheme. Past and foreseeable pension cuts challenge the system. The Higher Administrative Court of Lüneburg ruled that no compulsory member may stop paying contributions “because of an allegedly erroneous investment […]
Pension funds give cause for concern
Risks for doctors, notaries, tax consultants, lawyers, dentists, architects and auditors Around 90 pension funds, also known as pension chambers, are public corporations that collect funds from their “compulsory members” for the au au of a funded pension scheme. Past and foreseeable pension cuts challenge the system. No exit by refusal to pay The Higher […]
Risk for doctors: Significantly lower pensions from pension funds
Around 90 pension funds, also known as pension chambers, are public corporations that collect funds from their “compulsory members” to build up a funded pension scheme. But the pension cuts that have already been decided, as well as those that are foreseeable in the future, call the system into question. However, “withdrawal” is not an […]
Mistakes and pitfalls in real estate financing
Unsound proposals by intermediaries and financial houses for investors and builders In the last three decades, around one million German citizens have had a de facto junk property sold to them as an investment, primarily as a retirement provision. Very few are actually a case for the wrecking ball or the demolition expert, because they […]
Mistakes and pitfalls in real estate financing
Risks: Unsound proposals of the mediators and finance houses for investors and owners are no rarity – in the last three decades approximately a Milliion of German citizens let themselves be sold a de facto junk real estate as an investment, above all for the age precaution. It is true that very few of them […]